Intuit Credit Karma
As more data breaches and cyber threats are reported in the news, it's becoming increasingly more important to safeguard your financial and personal identity. Services like Credit Karma will monitor your credit daily and alert you of any changes or actions on your credit report for free.
Many consumers forget to check your credit reports for errors before purchasing a home. Unfortunately errors are more common than you would think. Sites like Credit Karma provide access to your credit report and the factors that influence your credit score, so you can see where you stand and which errors you may need to fix before you buy your home.
A recent Consumer Federation of America survey found that many Americans still do not understand the impact that everyday decisions can have on their credit. Sites like Credit Karma provide regular updates to your credit score for free as well as the credit reports and factors that influence it.
Access to your credit history and credit score is becoming easier in 2015. Sites like Credit Karma provide free credit scores along with free credit reports and monitoring so you can be up-to-date on outstanding debts or any missing payments.
Laura Shin reflects on her experiences with debt and recommends researching balance transfers, lower interest rates and refinancing offers on Credit Karma.
Greg Lull, head of consumer insights at Credit Karma, shares his recommendations for retirees looking for the best credit cards to keep in their wallets.
Over 30 state attorneys generals have reached a settlement with the credit major credit bureaus to help make credit reports more accurate. The Fort-Worth Star-Telegram also recommends checking your credit for errors on free sites like Credit Karma.
College grads can use Credit Karma to check their credit score and access their credit report, personalized recommendations and other data-driven tools for free.
The most important factor when you are buying a home is likely your credit score. Using the free Credit Karma app, you can maintain and improve your credit so you can understand what types of rates and loans you qualify for.
Checking your credit report regularly can help you catch identity theft. Sites like Credit Karma provide consumers with their full credit report once a week which can complement the once-a-year free credit reports provided by each of the credit bureaus.