Intuit Credit Karma
And you can get an updated look at the score every day of the year if you want to. Just click the 'Update My Score' button inside the control panel. Your FICO score changes as your credit balances change, so it's worth checking from time to time.
So I actually use Credit Karma (a completely free site). I read some reviews on it last year and I liked what I read, so I decided to use them once a year to check my score.
I personally use CreditKarma.com which obtains data from TransUnion and attempts to estimate your score as close as possible. I've been very pleased with this service and the best part is it's free!
The second step to the CreditKarma.com genius is their credit simulation feature that can help you predict how your credit score will be affected by certain actions. Do you plan to close a credit card, purposely make a late payment because you can't afford to make one on time? Well using this simulator you can whether or not your credit score changes with each action.
A sign of strength for Kansas City area consumers: the average credit score in January was 680, 11 points better than the national average. The information comes from a sampling of more than 100,000 credit scores by Credit Karma, a consumer credit education and services company that works with troubled borrowers.
They're not like most of the other bait and switch companies that give you the onetime report for free only to automatically upgrade you to a paid service. It's a totally pro-consumer and once you sign up you can check your scores anytime and instead of hitting up subscribers they make their money by onsite advertising and offers from partners.
Credit Karma swaps free credit reports/scores for personal info. It also dishes up financial advice whose path eventually crosses those of marketing partners "who share our vision of consumer empowerment." The site notes: "Your credit score is kind of an expression of this concept; an index of your credit history: your credit karma.".
You all know that using a credit card, building your credit limit, and paying your balance on time build up your credit score. It's always a good idea to check up on your credit score every now and then. Well, there is a free service out here called Credit Karma.
Beyond quantifying your fiscal dependability in a single number, Credit Karma also provides some nice reports breaking down the individual areas that contribute to that score. They give you a letter grade and a percentile ranking relative to the rest of the herd, helping point you in the right direction to bring that score up to par.
Web traffic at Credit Karma has been growing steadily. The site currently boasts more than 400,000 unique visitors per month, more than double the volume a year ago. Credit Karma also announced that it quadrupled its users in 2009 and now has more than one million subscribers.