Bargaineering | Jan 18, 2010

7 Steps to Improve Your Credit Score

If you want to monitor your score, it's best to use a free service like Credit Karma. They give you your TransUnion credit score, which isn't technically your FICO score, but it's still a credit score and you don't have to pay.

The Sacramento Bee | Jan 17, 2010

Personal Finance: Steps you can take to build credit, get a card

But those with no credit are in an altogether different category. Typically it's either "young students or the 'under-banked' population people who don't have a long history with traditional banking services," said Kenneth Lin, CEO of CreditKarma.com, a San Francisco-based consumer Web site.

Kansas City Star | Jan 16, 2010

Kids & Money: Free Web sites give you credit history, money management tools

CreditKarma.com offers a credit score for free from information provided by a division of TransUnion... The Web site includes other useful tools, including a debt repayment calculator and a credit score simulator that shows how certain financial transactions, such as adding a credit card, will affect your overall score over time.

Las Vegas Review-Journal | Jan 14, 2010

You’re from Nevada: higher debt and a lower credit score

"After several months of paying down credit card balances, many consumers (nationally) were forced to turn to credit cards toward the end of the year," Ken Lin, chief executive of Credit Karma, said in a statement.

Central Valley Business Times | Jan 13, 2010

Credit card debt increases by double digits

"2009 was a rough year for many consumers, especially with unemployment topping 10-percent and the holidays," says Ken Lin, CEO of Credit Karma. "After several months of paying down credit card balances, many consumers were forced to turn to credit cards towards the end of the year."

MSN Money | Jan 13, 2010

Hawaii December credit card debt up 7%

Since July, Hawaii credit card balances rose 19 percent, according to a new report by Credit Karma Inc., a San Francisco-based credit reporting firm.

Kiplinger's | Jan 12, 2010

FAQs on the New Credit Card Rules

Try applying at an institution where you have a checking account, mortgage or certificate of deposit, recommends Ken Lin, of CreditKarma.com.

Long Island Exchange | Jan 7, 2010

Credit Crystal Ball?

What does 2010 hold? Ken Lin, CEO of Credit Karma offers insights and predictions.