Four Important Personal Finance Tools
Get your free credit report from CreditKarma.com and find ways to save money on credit cards, loans, mortgages and more. Completely free.
Get your free credit report from CreditKarma.com and find ways to save money on credit cards, loans, mortgages and more. Completely free.
Go to www.creditkarma.com. It's that easy. Credit Karma is a LearnVest-recommended site that gives you your credit score FOR FREE. LearnVest loves it because it provides a quality service at no cost to you.
It's a common misconception that credit scores are united in marriage, says Ken Lin, CEO of Credit Karma, a credit-score management service based in San Francisco. While you may share financial obligations in marriage, your credit scores will remain separate.
Creditkarma.com is one of my favorite sites on the Internet. Every month it allows you to see your credit score from TransUnion, one of the 3 major credit bureaus.
Credit Karma, a financial Web site, recently said that consumers who don't carry at least one credit card have an average credit score of 563. That's fairly low by today's standards, and might foretell a struggle for consumers seeking mortgage or auto loans.
And you can get an updated look at the score every day of the year if you want to. Just click the 'Update My Score' button inside the control panel. Your FICO score changes as your credit balances change, so it's worth checking from time to time.
So I actually use Credit Karma (a completely free site). I read some reviews on it last year and I liked what I read, so I decided to use them once a year to check my score.
I personally use CreditKarma.com which obtains data from TransUnion and attempts to estimate your score as close as possible. I've been very pleased with this service and the best part is it's free!
The second step to the CreditKarma.com genius is their credit simulation feature that can help you predict how your credit score will be affected by certain actions. Do you plan to close a credit card, purposely make a late payment because you can't afford to make one on time? Well using this simulator you can whether or not your credit score changes with each action.
A sign of strength for Kansas City area consumers: the average credit score in January was 680, 11 points better than the national average. The information comes from a sampling of more than 100,000 credit scores by Credit Karma, a consumer credit education and services company that works with troubled borrowers.