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Editors’ take: The insurer offers basic auto insurance coverage options and few discount opportunities. Other high-risk insurers exist and may be better options, so shop around.
FAQs about Acceptance car insurance
Is Acceptance good at paying claims?
As of 2022, Acceptance has only a C++ rating from A.M. Best, which indicates a “marginal ability” to pay claims based on the company’s finances. And the company has many more customer complaints than usual for an insurer with its market share, according to the National Association of Insurance Commissioners.
Is Acceptance a real insurance company?
Yes, Acceptance is a real insurance company owned by First Acceptance Corp.