Access car insurance

Written by: Sarah Sidlow
• Updated •2 min read
This date may not reflect recent changes in individual terms.
A man seated on a sofa looks thoughtfully at his smartphone while showing the screen to his partner who is seated next to him.Image: A man seated on a sofa looks thoughtfully at his smartphone while showing the screen to his partner who is seated next to him.
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What you need to know about Access auto insurance

Headquartered in Illinois and founded in 1975, Access auto insurance advertises low-cost auto insurance for drivers in Indiana and Arizona.

FAQs about getting car insurance

How do I get car insurance for the first time?

Buying car insurance for the first time? Start by ensuring you understand the minimum car insurance coverage required by your state. Once you know the kind of insurance you have to have, as well as what other coverage options you might want, shop around at least a few insurers to get the best quote.

If you’re a teen driver or simply don’t have a driving history, your premium may be higher than for someone who has been driving for a while with no accidents. In most cases, your premium should get less expensive the longer you drive safely.

What documents do I need to get car insurance?

When you’re getting a car insurance quote, you’ll have to provide several pieces of information to help the insurer determine your eligibility and rate. Be prepared to give your name, date of birth, Social Security number, driver’s license number, contact information, occupation, marital status, driving history, insurance history and the make and model of your car. You may also have to answer questions about your education and any driver education courses you’ve completed.

What auto insurance is required in most states?

Most states require drivers to carry some kind of auto insurance. While the required state minimum varies, drivers are generally expected to carry bodily injury and personal liability coverage.

About the author: Sarah Sidlow is a freelance writer and editor based near Detroit. She has a master’s degree in journalism from Georgetown University. Sarah’s work has appeared in Luxembourg’s national newspaper, Washington City Paper… Read more.