Encompass auto insurance review: Full-coverage and package policies sold through independent agents

Written by: Sarah Sidlow
• Updated •2 min read
This date may not reflect recent changes in individual terms.
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Editors’ take: Encompass car insurance could be a good option for younger drivers looking to cash in on discounts or those interested in packaging their key insurance products with the same company. Encompass policies are only issued through a network of independent agents, so if you’re interested in an online-centric insurance experience, you may want to look elsewhere.

What you need to know about Encompass auto insurance

Encompass, an Allstate subsidiary, is one of the largest insurance companies with policies sold exclusively by independent agents.

It offers home and auto insurance policies, plus other insurance products, including business insurance, motorcycle insurance, RV insurance, boat and watercraft insurance, and identity theft protection.

IEncompassOne policy combines several coverages under one package

The EncompassOne policy is a package policy that includes coverage for home, auto and other personal possessions. This option may simplify the insurance process by combining premiums and deductibles with one agent. Plus, customers can choose their coverage limits and features for an insurance package that fits their needs.

FAQs about Encompass car insurance

Who is Encompass insurance owned by?

Encompass has been a subsidiary of Allstate since 1999.

Is Encompass insurance nonstandard?

Encompass doesn’t appear to offer nonstandard auto insurance for high-risk drivers. But you may be able to work with an independent agent to build a coverage plan that suits your specific needs.

How long has Encompass insurance been around?

The company that would eventually become Encompass began selling insurance in 1897. It officially became the Encompass Insurance Company in the 1990s.

About the author: Sarah Sidlow is a freelance writer and editor based near Detroit. She has a master’s degree in journalism from Georgetown University. Sarah’s work has appeared in Luxembourg’s national newspaper, Washington City Paper… Read more.