Image: Smiling bearded man sits in his truck that he bought with a golden 1 auto loan
In a Nutshell
Golden 1 Credit Union offers its members a number of auto loan options, including special financing at certain dealerships and select Enterprise Car Sales locations. But to apply for an auto loan, you’ll need to live or work in California or meet other eligibility requirements.
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What you need to know about Golden 1 auto loans
Founded in 1933, Golden 1 Credit Union is one of the largest credit unions in the U.S. The not-for-profit financial cooperative, which is based in Sacramento, has branches across California and serves more than 1 million members.
The credit union offers multiple auto loan options from new-
and used-car financing to car loan refinancing and lease buyout options. But you
must meet strict eligibility requirements to apply.
Is a Golden 1 Credit Union auto loan the right fit for you?
A Golden 1 auto loan may be worth considering as an option if you live or work in California. It could also be the right fit if you prefer to apply to prequalify for an auto loan before formally applying for an auto loan. If you’re thinking of buying a rental car, Golden 1’s partnership with Enterprise may also be appealing.
But if you aren’t already a Golden 1 Credit Union member or don’t qualify for membership, you’ll need to consider other auto lenders.
About the author: Sarah Archambault is a freelance writer based in New England. She enjoys learning new ways to spend money wisely and helping others figure out how to make smart financial decisions. Sarah is a graduate of the Newhouse… Read more.
