Image: Woman sitting in her car, looking out of the window towards the ocean
In a Nutshell
Kinecta Federal Credit Union offers a range of auto purchase and refinance loans. If you’re eligible, you could delay one loan payment each year, up to three times, with the credit union’s “Skip a Pay” program. But in order to apply for a Kinecta auto loan, you must be a credit union member.
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What you need to know about Kinecta auto loans
Headquartered in Manhattan Beach, California, Kinecta Federal Credit Union is a financial institution that offers comprehensive banking services, including credit cards, checking accounts, savings accounts and mortgages. Kinecta has branches across Southern California along with co-op shared branches and ATMs.
Is a Kinecta auto loan right for you?
A Kinecta auto loan could be a good fit if you need some help with the car-buying process. Kinecta’s partnership with AutoSmart could help you find a car at a competitive price without the hassle of visiting several dealerships.
Before you apply for an auto loan, it’s a good idea to check your credit and compare other loan offers. Knowing your credit profile can help you understand your options — generally, lower credit scores mean higher interest rates. And shopping around can help you find the best loan rate and terms for your needs. Learn more about the process with our article onhow to get a car loan.
About the author: Kat Tretina is a personal finance writer with a master’s degree in communication studies from West Chester University of Pennsylvania. Obsessed with her many side hustles, she focuses on helping people pay down their … Read more.
