National General specializes in nonstandard coverage, but it can be expensive.
What you need to know about National General Car Insurance
National General is an insurance company that issues auto, homeowners, renters and umbrella insurance policies. Allstate, one of the four largest private passenger auto insurance companies based on direct premiums written, acquired National General in 2021.
It can be expensive
National General primarily serves the nonstandard car insurance market. Nonstandard insurance can be an option for drivers having a hard time finding insurance for the following reasons:
- Specific driving infractions
- Lapses in coverage
- No history of coverage
- Being a first-time driver in the U.S.
- Lack of credit history or low credit scores (in states that allow insurers to consider credit scores)
Drivers with high-powered sports cars or other specialized vehicles may also be candidates for nonstandard insurance policies.
As a result, premiums can be much more expensive than the national average.
How to get an insurance quote from National General
To purchase a policy, you must work with an independent agent.
There are several factors that affect car insurance rates, including your age, location, driving record, vehicle make and model and even your credit (in some states). Premiums can vary between insurers, so requesting quotes from multiple companies is wise.