Pemco auto insurance review: Reliable coverage in the Pacific Northwest

Father and son sitting on the hood of their car with woods and sunset in the background.Image: Father and son sitting on the hood of their car with woods and sunset in the background.
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Editors’ take: Pemco auto insurance policies could be a good option for people living in the Pacific Northwest interested in both standard and unique coverage options. Pemco is a mutual insurance company owned by its policyholders. It has lower-than-average complaints and customer satisfaction ratings.


What you need to know about Pemco auto insurance

Pemco auto insurance is available only to residents of Washington and Oregon. If you live in a different state, you’ll need to work with another insurer to purchase coverage. If you’re moving to the area and want to get a quote, Pemco recommends calling one of the company’s licensed insurance agents for policy options and pricing information.

Mixed customer satisfaction scores

Pemco’s customer satisfaction scores are lower than average in the Northwest region in the J.D. Power 2022 U.S. Auto Insurance Study. But the company received lower than the average rate of complaints in 2022 compared to insurance companies of its size, according to the National Association of Insurance Commissioners.


About the author: Jennifer Brozic is a freelance financial services writer with a bachelor’s degree in journalism from the University of Maryland and a master’s degree in communication management from Towson University. She’s committed… Read more.