SafeAuto insurance review: Policies for motorists with less-than-perfect driving records

A smiling couple in a car fasten their seatbelts before a drive.Image: A smiling couple in a car fasten their seatbelts before a drive.
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Editors’ take: SafeAuto can be a solid auto insurance provider for people with less-than-stellar driving records.



What you need to know about SafeAuto auto insurance

Founded in 1993 in Columbus, Ohio, SafeAuto Insurance Group provides auto insurance that focuses on affordable state minimum coverage and policies for drivers with less-than-stellar driving records.

Offers high-risk car insurance

If you have a poor driving record, limited driving history or other factors that determine your risk level, an auto insurance company may deem you high risk and require you to carry a high-risk car insurance policy. High-risk auto insurance can be hard to find in some states, and SafeAuto stands out for its easy-to-access policies. 

High number of complaints

In 2022, SafeAuto auto insurance received a high rate of complaints — much more than the market average for companies of its size, according to National Association of Insurance Commissioners (NAIC) data as of April 2023.


About the author: Sarah Sidlow is a freelance writer and editor based near Detroit. She has a master’s degree in journalism from Georgetown University. Sarah’s work has appeared in Luxembourg’s national newspaper, Washington City Paper… Read more.