Editors’ take: Say auto insurance could be good for those in select states looking for basic state minimum coverage. Those looking for hefty discounts or unique coverage options may want to look elsewhere.
What you need to know about Say auto insurance
Say only offers auto insurance, so if you’re looking to bundle multiple types of coverage, you may need to look elsewhere.
Provides insurance scores to policyholders
Credit-based insurance scores are among the rating factors insurers use to help predict how likely you are to file a claim. If all other criteria are equal, policyholders with higher scores typically qualify for lower rates. Insurance companies don’t usually provide this information to applicants unless they ask.
Say shares insurance scores with policyholders to help them better understand how their finances may affect their scores and how those scores may affect their insurance premium.
Offers basic auto insurance coverages
Say offers basic coverage options. If you’re looking for specialty coverage policies you may need to work with a different insurance company.
Common question: How is your insurance score calculated?
Information from your credit report—including your payment history, credit utilization and mix of accounts—is used to calculate your insurance score. This is the same data used to calculate traditional credit scores, weighted differently. Insurance companies can’t deny you coverage based solely on your insurance score, but your score can affect your rate.