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What you need to know about Upgrade auto loans
Fast, easy way to receive loan offers
You can request an auto refinance loan offer from Upgrade by filling out a simple online form providing some personal info along with your car’s make, model, year and mileage. To determine your eligibility and interest rate, Upgrade will run a soft credit check, which should not impact your credit scores.
If you get an offer and proceed from there, Upgrade will perform a hard credit inquiry, which will affect your credit scores.
How will my APR be determined?
The APR for an Upgrade auto refinance loan will depend on your credit score and loan payment history.