Credit Karma is working to make financial progress possible for everyone. Data and analytics play a pivotal role in this mission and every part of our business – informing new product design, driving marketing efficiency, and powering the recommendations we personalize to each of our 140 million members. We’re looking for an experienced, senior quantitative executive to lead our analytics teams that perform the research and analysis that shapes corporate-level decision-making. You’ll work with executive leadership across the organization and get visibility into Credit Karma’s core strategies. 

What you will do:

• Lead, elevate, and scale a 60+ person high-performing team by introducing industry best practice and fostering a culture of growth.
• Collaborate with executives, business leaders, and cross-functional teams to align extensive data and analytics initiatives with overall business objectives.  These teams include product, marketing, business development, data science, and finance to drive data-driven decision-making.
• Product Insights: Enhance our product analytics approach to uncover deeper insights about our members. Analyze behavioral and experiment data to determine what resonates with them, using these insights to develop a more personalized product roadmap.
• Marketing Effectiveness: Employ advanced techniques to assess the effectiveness of our marketing investments. Identify growth opportunities within various segments and optimize our investment mix to capitalize on these areas.
• Drive Efficiency: Invest in technology and automation to enhance the effectiveness of our analysts’ work.
• Present findings and recommendations to internal partners, influencing company-wide strategy and business initiatives.
• Rigorously pressure test and strategize on analytics to optimize for member behavior and product performance, adjusting strategies as needed to create the best possible member experience.

What we are looking for:

• 15+ years of experience in a highly quantitative role, turning data into business insights with 5+ years in an executive role leading a large Analytics Organization.
• Prior experience effectively managing, scaling, motivating and developing a strong team in a dynamic and highly matrixed organization.
• Experience leading business and technology transformation, strategic planning, and driving implementation of transformative vision.
• Ability to clearly and effectively communicate complex analytical insights to both technical and non-technical audiences.
• Track record of successful leadership to drive results and proactively manage change in a complex and dynamic organizational, technological, and operating environment.
• Strong knowledge of technology stacks covering comprehensive data platforms and analytics platforms.
• Experience within the consumer tech industry, financial services, or technology experience is a strong plus.
• Bachelor’s degree, preferably in a field related to mathematics, statistics, analytics, data science, or a related field
• MS or PhD in Computer Science, Applied Math, Physics, Engineering, Statistics, Economics, or other quantitative fields

Benefits include:

• Medical and Dental Coverage
• Retirement Plan
• Commuter Benefits
• Wellness perks
• Paid Time Off (Vacation, Sick, Baby Bonding, Cultural Observance, & More)
• Education Perks
• Paid Gift Week in December

As Vice President, Marketing at Credit Karma, you will play a pivotal role in shaping and maintaining the brand’s identity.  This expansive role will oversee a mulit-disciplinary team including Brand, Creative, Product Marketing, and Product Research– all critical growth drivers across the business.  Through strategic leadership and innovative creative direction, this leader will drive the teams executing the overall brand and marketing strategy, creative vision, product insights, and product marketing initiatives to support Credit Karma’s growth objectives and revenue targets. Reporting directly to Credit Karma’s Chief Marketing Officer (CMO), this cross-functional leadership role requires high EQ and partnership across all Credit Karma functions, as well as leveraging and investing in the relationships with our Intuit companies. 

What you’ll do:

• Deeply understand our members’ needs and aspirations and develop strategies that place the member at the heart of every marketing endeavor, fostering lifelong advocacy
• As Vice President, Marketing for an Intuit business unit, you will also leverage your experience at multi-tiered or subsidiary-structured organizations in order to partner successfully with stakeholders across Intuit
• Develop brand strategy and integrated marketing campaigns with a consistent and cohesive brand identity, voice, and tone 
• Oversee the development and execution of campaigns and promotions across all marketing channels: website, social media, email, and other digital channels
• Lead the development of the brand strategy including brand health measurement, setting the brand positioning and narrative and overall leadership of how the brand will come to life in the ecosystem (with consumers, the industry, and alongside our suite of Intuit brands)
• Identify opportunities to take smart risks and successfully maneuver great ideas forward to execution that deliver results and move the needle for the business
• Be the leader of our marketing leaders 
• Leverage data and analytics to measure and report on the effectiveness of marketing campaigns and initiatives

What we are looking for:

• 12+ years marketing experience (primarily B2C focused) with increasing levels of responsibility and leadership, including content, digital, product marketing, and marketing analytics
• 10+ years of experience hiring, managing, and developing both individual contributors and senior leaders
• 10+ years of experience building and leading diverse teams to create and deliver marketing-related solutions

The experience you will bring:

• Demonstrated extensive track record of successfully leading a multidisciplinary marketing team in a public company environment
• Brand builder – fluent storyteller with experience in brand strategy and management, particularly within an integrated brand environment 
• Ability to thrive in matrixed, multi-vertical companies, bringing out the best in teams across an organization  
• Strategic mindset with a knack for transforming ideas into impactful marketing initiatives
• Deep understanding of digital marketing, customer segmentation, and data-driven decision making
• Strong analytical capabilities, coupled with a creative flair to balance data with innovation
• Proven commitment to developing and strengthening a company culture that is built on the values of diversity, equity and inclusion
• Experience influencing and leading multiple distributed resources with an understanding of cultural differences in managing and leading people
• Outstanding communication skills to rally teams and present compelling strategies to stakeholders

Benefits at Credit Karma includes:

• Medical and Dental Coverage
• Retirement Plan
• Commuter Benefits
• Wellness perks
• Paid Time Off (Vacation, Sick, Baby Bonding, Cultural Observance, & More)
• Education Perks
• Paid Gift Week in December

Credit Karma is looking for a Vice President & General Manager for the Credit Karma Money business unit.  The Credit Karma Money team is building a full-scale financial platform to champion financial progress by helping our 100M+ members improve their credit, pay off debt and plan for the future.  We want to change consumers’ relationship with money, to help them spend wisely, save for the future and build wealth. 

This dynamic leader will be the business owner for Credit Karma Money and will be creating strategies and driving initiatives to grow the business. We are looking for a strategic leader with deep experience in growing new banking propositions for consumers across checking, savings and wealth management. Key cross-functional resources for this position include Business Development, Product Development, Engineering, Marketing, and Analytics.  This cross-functional leadership role requires high EQ and partnership across all Credit Karma functions, as well as leveraging and investing in the relationships with other Intuit companies where we have the opportunity to be better together. 

What you’ll do:

• Connect the Credit Karma mission to the product strategy & vision based on the fundamental sources of value for all ecosystem players
• Create long and short term differentiated vision & strategy to grow the business and ensure they are aligned with the Executive team and overall company goals
• Influence and drive passion within the Credit Karma ecosystem around helping our members do intelligent things with their money
• Drive execution and results based on multiple factors including partner expectations, member perception, resources, market conditions, other company priorities, etc.
• As the General Manager for an Intuit business unit, you will also leverage your experience at multi-tiered or subsidiary-structured organizations in order to partner successfully with stakeholders across Intuit
• Manage and develop a high performing cross functional organization that is aligned with the goals of the business
• Achieve P&L objectives and ensure the necessary resources are in place to achieve goals

What we are looking for:

• 10+ years of leadership and operating experience, with 5+ years in FinTech, with a track record of building businesses in neo banking and wealth management
• Proven success managing high performing cross functional teams and business units
• MBA preferred, prior strategy consulting experience a plus

What we would like to see:

• Experience managing a growth P&L
• Experience with money movement, managing risk, banking and fraud operations
• Ability to thrive in matrixed, multi-vertical companies, bringing out the best in teams across an organization  
• Strategic and creative mindset with a knack for transforming ideas into impactful business initiatives 
• Experience with analytical/data driven customer segmentation and marketing
• Experience working with Partners and structuring agreements
• Experience leading product-engineering teams to build and launch great products
• Proven commitment to developing and strengthening a company culture that is built on the values of diversity, equity and inclusion

Benefits at Credit Karma includes:

• Medical and Dental Coverage
• Retirement Plan
• Commuter Benefits
• Wellness perks
• Paid Time Off (Vacation, Sick, Baby Bonding, Cultural Observance, & More)
• Education Perks
• Paid Gift Week in December

CA Pay Transparency Notice:

Credit Karma’s mission of championing financial progress for all starts from within. That’s why we implemented role-based compensation, which ensures people who are in the same role receive the same pay with variations for geographic location only. It’s all part of a more comprehensive DEI strategy that helps level the playing field. The CA base salary range for this role is $350,000- $385,000, plus equity and benefits.

The Credit Karma Intern Program is a 12 week paid internship located in Charlotte, NC. During your internship, you will be placed into a team where you will work on various projects to help Credit Karma fulfill our mission to make financial progress possible for everyone. Interns will have the opportunity to participate in weekly cohort meetings, team outings, events, and engage in discussions with Credit Karma leadership. If you want to be in a true learning environment and are eager to make an impact, this is the place to be! We will equip you with the tools and techniques you need to be successful wherever your professional journey may take you.

We have openings across all Engineering teams, including product, security, quality assurance, and web / mobile. As a Credit Karma Software Engineering Intern, you’ll be a part of the entire software development life-cycle. You will work side by side with our full-time engineers to make our product more user-friendly and robust for millions of users.

Please Note: We will start interviewing for this role late Fall. Also, our summer 2025 internship program will be hosted in-person in Charlotte, NC. 

What you’ll do: 

• Gain hands on experience working on a high impact engineering team
• Complete a project from start to finish within 12 weeks
• Work cross-functionally with various teams within Credit Karma

What’s great about the role:

• Join an engineering team that is experiencing explosive growth and expanding our product portfolio
• We are solving BIG problems that are fundamentally changing the industry
• Opportunity to have meaningful impact the lives of our members
• Fast-paced environment that operates like a ‘start-up’ within Credit Karma

Minimum Basic Requirements: 

• Pursuing a Bachelors, Masters, or PhD degree in Computer Science or similar discipline
• Experience in at least one multifaceted server-side language: TypeScript, Scala, Java, Python, or similar
• Familiarity with object-oriented and functional programming principles

The Social Media Creative Director is responsible for driving and continuously elevating the overall creative expression of Credit Karma’s brand on social media, as well as guiding messaging and brand consistency across all of our exciting product areas and key initiatives. You will work closely with a team of senior creatives, social media strategists, and internal production team to craft high-performing, social-first marketing communications for multiple types of projects, primarily short form video, across multiple social platforms, focused on the Gen Z audience. We are looking for someone who has an intimate understanding of the creative and production process as a maker and a leader. The right candidate will have their finger on the pulse of culture and trends and how to create within that world to consistently produce breakthrough content at the speed of social. As a member of the Creative Marketing Team and reporting directly to our Group Creative Director, you’ll be part of a multidisciplinary group of strategic thinkers, storytellers, designers and brand professionals helping our 130+ million members make financial progress. 

What you’ll do:

• Collaborate with a team of experienced creatives to translate strong ideas into social first executions 
• Develop highly engaging content for multiple platforms, e.g. Instagram, TikTok and YouTube, and prioritize short-form video 
• Inspire and share your knowledge and deep understanding of how to reach and engage a young 18-24 audience with the wider team
• Leverage our brand style guidelines in unique ways, while ensuring creative work is on brief, on brand and has an intuitive user experience
• Bring fresh and innovative ideas that help scale the business through brand consideration and product awareness 
• Collaborate with social platform partners and agency partners alike to develop innovative, social first campaigns
• Mentor, coach and inspire creative talent. Lead with empathy and inclusivity, and actively nurture career development for all team members.
• Be a vocal and visible advocate for your diverse team, taking actions to ensure everyone is included and represented
• Set the creative bar (we like it high) for the brand and deliver great work that directly impacts business outcomes (driving direct response, changing perception, increasing usage, etc) 
• Scale creative ideas up or down as needed to nail the brief while staying on budget and accomplishing business goals

What’s great about the role:

• You will be managing and mentoring a very talented team of creatives with a mix of backgrounds from both in-house and advertising agencies
• Work at a mission-driven company, where your creativity could help more than 130 million people improve their financial situations–there aren’t many opportunities in marketing that are this rewarding
• Unique opportunity to make your mark on an entire brand, further defining and pushing boundaries to make Credit Karma mean more to people 
• It’s an exciting time with many new game-changing products being introduced, so there are plenty of interesting creative problems to sink your teeth into

Basic minimum requirements:

• 6+ years social experience in-house and/or agency
• A strong, diverse portfolio of high performing, award winning social media work 
• Experience working on multiple brands’ social presence
• A deep understanding of TikTok and the power of short-form video to influence perception
• A proven knowledge of current social media marketing standard methodologies and the nuances of different social media platforms

Preferred qualifications:

• Working knowledge of video production tools (After Effects, Premiere Pro, etc…)
• You can handle and prioritize multiple projects from concept to completion
• You can vocalize ideas and your process behind each idea, as well as present to key project stakeholder
• Experience with consumer finance
• Experience working in or leading a high-volume in-house studio
• Strong organizational acumen, with the ability to quickly learn how to get things done within CK systems and structure. Experience setting priorities, problem solving, multitasking and working in a dynamic, rapidly changing environment
• Excellent communication skills and can be a dynamic speaker in front of peers and leaders
• All the talent without the ego. We really live by our company values here – Hope, Ownership, Progress and Empathy (H.O.P.E.)

Benefits at Credit Karma includes:

• Medical and Dental Coverage
• Retirement Plan
• Commuter Benefits
• Wellness perks
• Paid Time Off (Vacation, Sick, Baby Bonding, Cultural Observance, & More)
• Education Perks
• Paid Gift Week in December

As a Staff Product Security Engineer, you will join the Product Security team at Credit Karma and play a critical role in designing and influencing the technical strategy of Credit Karma’s Product Security Team. You’ll have the opportunity to influence the security posture of our products and services.You will collaborate across all engineering teams and product development organizations, and be a trusted advisor to senior and executive leadership. 

What you’ll do:

• Drive a holistic security architectural and technical strategy across a number of interdependent engineering teams, architects, systems and offerings.
• Partner closely with senior product leadership to continuously connect business outcomes to platform technical strategy
• Drive system and platform thinking within development teams
• Influence and shape the frameworks, abstractions, and patterns used by product development teams.
• Be the technical expert, researching, evaluating, and implementing state-of-the-art security technologies (open source, third party)
• Apply strong technical documentation and presentation skills to communicate architectural and design options at all levels, including to executive leadership.
• Act as an industry thought leader, continuing to share Intuit’s growth story as one of the top SaaS, data-driven, and cloud deployed companies on the web
• Grow a strong security culture – set and evangelize vision, facilitative leadership, attract and retain key talent. Talent steward for the security organization, mentor rising leaders

What’s great about the role:

• Developing and communicating vision, strategy, and roadmap for the capabilities you own
• Build a mitigation plan for addressing cyber security risks
• Collaborating with stakeholders to understand business requirements and translate them into technical solutions
• Collaborating with the architecture team to ensure those technical solutions are scalable, reliable, and secure 
• Collaborating across the organization to align technical strategy and to ensure interoperability of systems
• Evaluating and selecting best fit technologies, frameworks, and tools to support the Credit Karma’s Cybersecurity goals
• Drive the adoption of secure coding and secure testing practices across Credit Karma
• Mentoring and growing engineers, fostering a culture of innovation and continuous learning
• Studying emerging technologies, industry trends, and advancements in security architecture and in fintech

What we expect:

• 5+ years’ experience designing and leading large security architectural efforts for Product Security, including hands-on contributions to complex distributed code bases.
• Broad expertise with modern technology stacks and architectural patterns including API design, Database, microservices, cloud and modern online and offline data processing techniques
• Experience driving security programs like Data Security, API Security and Zero trust architecture.
• Experience designing and building for scale, resilience and operational excellence
• Excellent communication skills: demonstrated ability to present to all levels of leadership, including executives 
• Seasoned and ambidextrous leadership – able to balance short and long term goals, inspire and coach
• BS/MS in computer science, or equivalent work experience

What we’d like to see:

• Expertise in FinTech and how technology can be used to solve problems
• Strong background in Software development and good understanding of software design principles.
• Boundaryless leadership experience: the ability to influence and drive alignment across organizational boundaries and across disciplines

Benefits at Credit Karma include:

• Medical and Dental Coverage
• Retirement Plan
• Commuter Benefits
• Wellness perks
• Paid Time Off (Vacation, Sick, Baby Bonding, Cultural Observance, & More)
• Education Perks
• Paid Gift Week in December

The Research team is looking for an experienced researcher to influence change across the Financial Assistant team through insight, proactively define and execute on research initiatives that can help the team identify the next big opportunity in GenAI powered personal finance management experiences,  drive the adoption and engagement of current GenAI powered personal finance management experiences, and unlock new potential for the role of research can play at CK. You’ll have the opportunity to make an impact not just on the product, but on how the organization works.  

We’re looking for an experienced Staff Product Researcher(Mixed Methods) to help advance our team and lead research initiatives that align to company priorities in the space of GenAI. As a member of our research organization, you’ll be playing a pivotal role in shaping the future of insights at Credit Karma and championing a member-centric approach to our products, business, and culture. 

You have extensive knowledge and experience in qualitative research methods, as well as a good understanding of quantitative methods. You are able to bring together qualitative and quantitative data to create new and insightful points of view. 

What you’ll do:

• Identify research topics and plan studies to deliver significant impact on our members and company
• Directly lead research projects end-to-end, including planning, design, analysis, communication, and application of generative, formative, and post-launch evaluative research
• Package insights into durable tools, frameworks, and assets for designers, product managers, content strategists, and marketing partners to leverage (personas, frameworks, use cases, design principles, scenarios, etc)
• Drive leadership buy in and support by regularly meeting, presenting findings, connecting research insights to business outcomes and quantifying business value at the executive level
• Identify and shape creative and compelling ways to evangelize member-centricity, bring awareness to rigorously developed high quality insights, and the potential for integration of research throughout the company
• Define new programs, processes, and systems that help build the function of Research and Member Insights across the organization

Minimum Basic Requirement:

• 10+ years experience in applied research and consumer tech 
• Track record of proactively engaging and leading cross-functional teams through research initiatives, and delivering on measurable business outcomes
• Demonstrated ability to advocate for an organization’s customers and champion the effective integration of insights into the company 
• Demonstrated leadership in advancing the practice of research through high quality execution, identifying and creating relevant org-wide programs to grow the capability of the team
• Experience defining research roadmaps, prioritizing multiple efforts and leading highly complex multi-method research inquiries 
• Command of a broad set of qualitative and quantitative research and user-centered methods
• Expertise in quantitative research methods(surveys), experiment design,  behavioral analysis, and statistics
• Excellent communication skills, with strong ability to synthesize and communicate ideas visually, verbally, and in writing, influencing regularly at the executive level

Preferred Qualifications:

• Comfort and familiarity with quantitative methods, behavioral analysis, and/or statistical concepts
• Experience creating customer-centric deliverables (i.e. frameworks, journey maps, videos, etc.)
• Bonus: domain expertise in fintech
• A bachelor’s degree is required and a Masters or PhD degree is a bonus – a degree in Design, HCI, Communication, Social science, MSI, MBA, Psychology, Cognitive Science, Anthropology or a related field considered an advantage

What’s great about the opportunity:

• What we’re doing as a company is ambitious and purposeful: we’re offering free tools to people that help them improve their financial lives and what we’re doing as a team is fundamental to the company’s success
• We are a relatively new and evolving function within the company, so the landscape is wide open in terms of defining the best ways to work and ways to influence product definition and Member outcomes
• You’ll own research not just for the team’s current products that you’re responsible for, but the broader future that these experiences could help people achieve as well
• You have a built-in audience of 100 million+ people who rely on our product for help
• You’ll be establishing many of the practices and processes to make this team successful

CA Pay Transparency Notice:

Credit Karma’s mission of championing financial progress for all starts from within. That’s why we implemented role-based compensation, which ensures people who are in the same role receive the same pay with variations for geographic location only. It’s all part of a more comprehensive DEI strategy that helps level the playing field. The CA base salary for this role is $313,000 plus equity and benefits.

Benefits at Credit Karma includes:

• Medical and Dental Coverage
• Retirement Plan
• Commuter Benefits
• Wellness perks
• Paid Time Off (Vacation, Sick, Baby Bonding, Cultural Observance, & More)
• Education Perks
• Paid Gift Week in December

About the team and the role: 

Credit Karma seeks a seasoned Staff Data Architect to play a key role in building a comprehensive data model for our 360 Member Financial Profile, a critical component of Intuit’s competitive advantage. As a technical leader and mentor, you will drive the development of a robust data architecture that enables seamless data integration, powers personalized member experiences, and informs business decisions. With a strong background in data architecture and engineering, you will design and implement scalable data solutions that support multiple use cases across different products or domains. Your expertise will directly impact the direction of engineering teams and influence company-wide data strategies, fostering a culture of innovation and operational excellence. You will stay ahead of industry trends, integrating best practices into our data management approach, and mentor team members to achieve exceptional results. Your unique blend of technical acumen, leadership, and strategic thinking will make you a driving force in shaping Credit Karma’s data-driven future.

What you’ll do:

• Develop and Conceptualize Data Architecture Capabilities: Design, develop, and own data architecture capabilities for large-scale projects, focusing on data ingestion, processing, storage, and retrieval, while evaluating design and operational cost-benefit tradeoffs within systems.
• Build 360 Member Financial Profile Data Model: Lead the development of a comprehensive data model for Credit Karma and Intuit’s 360 Member Financial Profile, integrating financial data across multiple sources and systems, ensuring data quality and governance.
• Understand Capability Customers: Collaborate with stakeholders to understand the needs of capability customers, including data scientists, product managers, and business leaders.
• Develop and Drive Data-Driven Roadmaps: Develop roadmaps for data architecture capabilities that align with business objectives and overall technology strategy, influencing engineering, product and cross-functional teams to identify data opportunities and drive impactful business decisions.
• Establish Data Architecture Best Practices: Develop, maintain, and enforce data architecture standards, best practices, and design patterns to ensure consistency and quality across data capabilities.

• Enable Seamless Data Integration and Interoperability: Foster data integration and interoperability across Credit Karma and Intuit’s systems, enabling seamless data sharing and powering personalized member experiences by solving complex data integration problems using optimal ETL patterns, frameworks, and query techniques.
• Optimize Data Infrastructure for Efficiency: Optimize data pipelines, dashboards, frameworks, and systems to facilitate easier development of data artifacts, ensuring efficient and effective data integration and processing.
• Mentor and Develop Team Members: Mentor team members by giving/receiving actionable feedback, promoting growth and development.

Qualifications:

• Bachelor’s degree in Computer Science, Computer Engineering, relevant technical field, or equivalent practical experience with 10+ years of relevant experience.
• Proven track record of designing and implementing large-scale data warehousing solutions, with expertise in custom ETL design, implementation, and maintenance.
• Deep understanding of data modeling principles, including schema design and dimensional data modeling, with experience in writing efficient SQL queries.
• Experience with data processing, storage, and querying technologies (e.g., Hadoop, Spark, AWS) and object-oriented programming languages (e.g., Python, Java, C++).
• Strong background in data analysis, with experience identifying data gaps and inconsistencies, and communicating data warehouse plans to internal customers.
• Ability to architect and develop scalable data solutions, staying ahead of industry trends and integrating best practices in data engineering.
• Excellent technical communication skills, with the ability to collaborate with cross-functional teams and drive technical innovation in data engineering.

Preferred Qualification

• Master’s or Ph.D degree in a STEM field
• Experience working with terabyte to petabyte scale data

• Ability to balance fast paced environments at a large scale company

Header to use – Benefits at Credit Karma includes:

• Medical and Dental Coverage
• Retirement Plan
• Commuter Benefits
• Wellness perks
• Paid Time Off (Vacation, Sick, Baby Bonding, Cultural Observance, & More)
• Education Perks
• Paid Gift Week in December

Pay Transparency Notice: Credit Karma’s mission of championing financial progress for all starts from within. That’s why we implemented role-based compensation, which ensures people who are in the same role receive the same pay with variations for geographic location only. It’s all part of a more comprehensive DEI strategy that helps level the playing field. The base salary for this role is $358,169, plus equity and benefits.

The Credit Karma Money (CKM) team is a fundamental piece to achieving that vision. We want to change consumers’ relationship with money, to help them spend wisely, save for the future and build wealth. With the launch of high yield savings and checking/ debit a few years back, we are well on our way to achieving this vision of helping our members throughout their financial journey. 

We are looking for an experienced candidate to develop and establish and manage new Credit Policies to help Credit Karma Money members achieve their financial goals.

What you’ll do:

• Create and manage comprehensive credit policies that align with Credit Karma Money’s (CKM) and Intuit’s risk appetite and strategic objectives. Ensure policies are compliant with all relevant regulations and industry standards
• Conduct thorough risk assessments to identify potential credit risks and develop mitigation strategies. Utilize advanced data analytics, optimization, and modeling techniques to inform rule and policy decisions.
• Oversee the credit portfolio, monitor performance, and implement strategies to optimize credit quality and profitability 
• Define and develop metrics and reporting to track portfolio performance and identify emerging risks
• Collaborate with cross-functional teams, including product, data science, legal, and engineering to ensure credit policies are effectively integrated into CKM processes and infrastructure
• Monitor for regulatory changes and ensure all credit policies and practices adhere to current laws and regulations
• Iterate to continuously improve credit policies through the adoption of new techniques, technologies, data-driven insights, and industry best practices 
• Lead the development, deployment, and maintenance of credit risk rules which make optimal use of ML models and data  
•  Partner with colleagues throughout the organization to identify high-impact opportunities to leverage and utilize models and data to best suit the business needs, including contributing to rules and strategies which balance revenue and risk
• Contribute to the evolution of our data and rules infrastructure to improve efficiency and effectiveness of decision science solution

What we are looking for:

• 3+ years of experience developing and implementing: credit policies, underwriting frameworks, customer segmentations, and customer valuation models
• Experience with consumer credit risk
• Degree (BS/MS)  in Statistics, Math, Engineering, Finance or a related quantitative discipline
• Hands-on experience with Python (or R or SAS), and SQL, or similar industry standard tools used for large-scale   data analysis and modeling
• Experience interfacing with teams at Financial institutions strongly preferred

What we would like to see:

• Self-motivated, results oriented, enthusiastic, and a creative thinker
• Bonus for experience building and implementing complex models in a financial risk / data science environment.
• Experience using alternative consumer data in credit policies

Benefits at Credit Karma includes:

• Medical and Dental Coverage
• Retirement Plan
• Commuter Benefits
• Wellness perks
• Paid Time Off (Vacation, Sick, Baby Bonding, Cultural Observance, & More)
• Education Perks
• Paid Gift Week in December

Credit Karma is looking for a resourceful, tenacious and thoughtful Senior Human Resources Business Partner (HRBP) to join our world class People team, as we continue to scale all things for our US Karmanauts. We pride ourselves on creating a “five star” employee experience that affords all Karmanauts the opportunity to succeed in their roles. Our HRBPs are true business partners embedded and integrated into the functional teams they support; partnering with client managers to support their people’s needs and deliver results. In this role you will contribute at both hands-on and strategic levels to cultivate an amazing employee experience. 

What you’ll do:

• Act as the key, dedicated Human Resource point of contact for our US Teams, and be a trusted advisor to a highly engaged, supported workforce
• Advise people managers on people-related strategy and decisions aligned with business goals (including organizational design, planning, employee relations)
• Maintain ongoing rhythm of people programs working with clients through performance management, talent planning and recognition programs
• Assess employee development needs and make recommendations for supportive tools
• Maintain ongoing compensation administration, and total compensation analysis to support  meaningful rewards strategy for talented Karmanauts
• Innovate on established practices and procedures, collaborate with small teams and/or co-lead various projects targeting improved employee experience at Credit Karma
• Partner with leadership on all things people – review and generate data, conduct analysis and provide insights, thought partnership and recommendations – real business partnering! 

What we are looking for:

• 7+ years of related experience in a fully-functional HR Business Partner role; ideally in a rapidly growing, high-demand, high-output role
• A Bachelor’s degree in Human Resources, Business or related field; or equivalent experience
• Previous HRBP alignment to Engineering or Technology Organizations

What we’d like to see:

• Strong knowledge of current state (CA, NC, & SC) and federal employment laws
• Strong technical/ analytical skills with an ability to manipulate data in Excel to influence the right outcomes for the business
• Demonstrated success in autonomously driving projects forward successfully to completion
• Strong desire to help others and intellectual curiosity about people and organization issues
• Effective influencer skilled in listening and communicating clearly & concisely
• Ability to distill moderate to complex problems into digestible pieces with recommended paths forward for both business partners and team members 
• Excellent problem solving capabilities and judgment; ability to make sound decisions independently
• Skilled in effectively managing sensitive and confidential communications and materials, exercising judgment around containment and proper protocol
• PHR/SPHR and/or SHRM-CP/SHRM-SCP preferred

Benefits at Credit Karma includes:

• Medical and Dental Coverage
• Retirement Plan
• Commuter Benefits
• Wellness perks
• Paid Time Off (Vacation, Sick, Baby Bonding, Cultural Observance, & More)
• Education Perks
• Paid Gift Week in December

As a Senior People Operations Partner, you will support the People team in achieving their strategic goals and delivering an exceptional People experience. You will collaborate with People sub-teams to ensure the effective implementation of People initiatives, optimize operational processes, and drive continuous improvement.

What you will do:

Technology Management and Consultation

You will support the People team’s technology initiatives. You will ensure that our People processes and systems are efficient, effective, and aligned with our organizational objectives.

• Assist the People sub-teams in implementing, customizing, and maintaining People technologies.
• Collaborate with the People sub-teams on user access, security settings, data integrity, and system setup.
• Maintain an accurate People technologies database, including roadmap, features, SLAs, contacts, and contracts.
• Provide support on technological decisions, contributing to change management and incident management processes.

Project Enablement

You will support the People team’s project initiatives by providing operational assistance. You will collaborate with project owners to ensure the successful execution of projects.

• Collaborate with project owners to identify and address potential challenges or obstacles.
• Assist in the development and maintenance of project documentation and resources.
• Support the communication and coordination between project teams and other stakeholders.
• Contribute to the overall successful completion of projects by providing timely assistance and problem-solving as needed.

Change Management Consultation

You will support the People team’s change management initiatives. You will collaborate with People sub-teams to ensure the successful adoption of new processes, technologies, and methodologies.

• Assist in the development and implementation of change management plans.
• Collaborate with People sub-teams to ensure the successful adoption of new processes, technologies, and methodologies.
• Identify potential risks and barriers to change adoption, and support the development of mitigation strategies.
• Support the communication and training efforts related to change initiatives.
• Contribute to the overall success of change initiatives by providing operational support and problem-solving as needed.

What we are looking for:

• 3+ years of experience in Human Resources or a related field.
• Strong knowledge of People processes, systems, and best practices.
• Excellent project management and organizational skills.
• Strong communication and interpersonal skills.
• Ability to work independently and as part of a team.
• Proficiency in a project management software

Benefits at Credit Karma includes:

• Medical and Dental Coverage
• Retirement Plan
• Commuter Benefits
• Wellness perks
• Paid Time Off (Vacation, Sick, Baby Bonding, Cultural Observance, & More)
• Education Perks
• Paid Gift Week in December

Credit Karma is looking for a resourceful, tenacious and thoughtful Senior Human Resources Business Partner (HRBP) to join our world class People team, as we continue to scale all things for our US Karmanauts. We pride ourselves on creating a “five star” employee experience that affords all Karmanauts the opportunity to succeed in their roles. Our HRBPs are true business partners embedded and integrated into the functional teams they support; partnering with client managers to support their people’s needs and deliver results. In this role you will contribute at both hands-on and strategic levels to cultivate an amazing employee experience. 

What you’ll do:

• Act as the key, dedicated Human Resource point of contact for our US Teams, and be a trusted advisor to a highly engaged, supported workforce
• Advise people managers on people-related strategy and decisions aligned with business goals (including organizational design, planning, employee relations)
• Maintain ongoing rhythm of people programs working with clients through performance management, talent planning and recognition programs
• Assess employee development needs and make recommendations for supportive tools
• Maintain ongoing compensation administration, and total compensation analysis to support  meaningful rewards strategy for talented Karmanauts
• Innovate on established practices and procedures, collaborate with small teams and/or co-lead various projects targeting improved employee experience at Credit Karma
• Partner with leadership on all things people – review and generate data, conduct analysis and provide insights, thought partnership and recommendations – real business partnering! 

What we are looking for:

• 7+ years of related experience in a fully-functional HR Business Partner role; ideally in a rapidly growing, high-demand, high-output role
• A Bachelor’s degree in Human Resources, Business or related field; or equivalent experience
• Previous HRBP alignment to Engineering or Technology Organizations

What we’d like to see:

• Strong knowledge of current state (CA, NC, & SC) and federal employment laws
• Strong technical/ analytical skills with an ability to manipulate data in Excel to influence the right outcomes for the business
• Demonstrated success in autonomously driving projects forward successfully to completion
• Strong desire to help others and intellectual curiosity about people and organization issues
• Effective influencer skilled in listening and communicating clearly & concisely
• Ability to distill moderate to complex problems into digestible pieces with recommended paths forward for both business partners and team members 
• Excellent problem solving capabilities and judgment; ability to make sound decisions independently
• Skilled in effectively managing sensitive and confidential communications and materials, exercising judgment around containment and proper protocol
• PHR/SPHR and/or SHRM-CP/SHRM-SCP preferred

Benefits at Credit Karma includes:

• Medical and Dental Coverage
• Retirement Plan
• Commuter Benefits
• Wellness perks
• Paid Time Off (Vacation, Sick, Baby Bonding, Cultural Observance, & More)
• Education Perks
• Paid Gift Week in December

Pay Transparency Notice: Credit Karma’s mission of championing financial progress for all starts from within. That’s why we implemented role-based compensation, which ensures people who are in the same role receive the same pay with variations for geographic location only. It’s all part of a more comprehensive DEI strategy that helps level the playing field. The base salary range for this role is $195,00-$219,000, plus equity and benefits.