You can use this card anywhere Visa is accepted
Some store-branded or retail credit cards are only accepted at the associated store, and possibly with other affiliated brands.
But you can use the Amazon Prime Visa for purchases anywhere that Visa is accepted.
Other Amazon cards to consider
There are a few more details that might help you decide if the Amazon Prime Visa is a good fit for you.
There are other Amazon credit cards out there
The Amazon Prime Visa isn’t the only Amazon card — there are several choices you can consider.
- Amazon.com Store Card
- Amazon Prime Store Card
- Amazon Rewards Visa Signature Card
- Amazon Prime Visa
You can only use the two store cards on Amazon.com.
The other Amazon Visa card is similar to the Amazon Prime Visa in that you can use it elsewhere, but it doesn’t require an Amazon Prime membership. It also only gives you 3% back at Amazon.com, Whole Foods and Chase Travel.
Also, know that you’ll be considered only for the card you apply for, so be sure to apply directly for the Amazon Prime Visa if that’s the card you want.
Who is this card good for?
If you do most of your household shopping on Amazon.com and grocery shopping at Whole Foods, the Amazon Prime Visa could be a match.
Even if you only occasionally shop at these stores but tend to make large purchases when you do (like doing all your holiday shopping on Amazon.com), it could still make sense to get the card because it technically doesn’t have an annual fee.
But the rewards probably won’t be worth it if you don’t think you’d get much use out of an Amazon Prime membership or you’d wind up carrying a balance from month to month. Make sure you can afford to pay off your card on time and in full each month, and don’t get tempted to make more (or costlier) purchases just because you’ll earn bonus points.
While there isn’t a foreign transaction fee, you also won’t earn a higher rewards rate on travel-related purchases with the Amazon Prime Visa. It might make sense to keep a travel rewards credit card in your wallet for when you’re booking travel or you’re away from home.