The Amex EveryDay® Credit Card vs. Blue Cash Everyday® Card from American Express

Written by: Ben Luthi
• Updated •2 min read
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This offer is no longer available on our site: Amex EveryDay® Credit Card

Amex EveryDay® Credit Card vs. Blue Cash Everyday® Card from American Express

Both credit cards offer valuable rewards on U.S. supermarket purchases without charging an annual fee. The right one for you largely depends on how savvy you are at maximizing rewards value and whether you even want to do it.

What to consider when applying for everyday spending cards

The average American household spent $4,643 on groceries in 2019, according to the Bureau of Labor Statistics. So having a credit card that offers great rewards on grocery spending is an excellent idea.

If you do, though, it’s important to balance the value of the card’s rewards program with its simplicity. If you don’t want to do a lot of legwork, it may be better to go with a straight cash back credit card. But if you’re an optimizer and enjoy the hunt for more value, a card that offers flexible points or miles may be a better choice.

Along with considering rewards, it’s also important to look at a card’s annual fee, as it may eat into the value of the cash back or points you’re earning. Also, consider other features you may want, like an introductory 0% APR promotion, a welcome bonus or other rewards and perks.

There’s no single best everyday credit card out there, so know what you want out of a card before you start shopping around.

About the author: Ben Luthi is a personal finance freelance writer and credit cards expert. He holds a bachelor’s degree in business management and finance from Brigham Young University. In addition to Credit Karma, you can find his wo… Read more.