In a Nutshell
If you travel for work and have a strong relationship with Bank of America, the Bank of America® Business Advantage Travel Rewards World Mastercard® credit card is worth considering. This entry-level travel card may lack some of the bells and whistles that its luxury competitors offer. The card’s $0 annual fee and handful of additional perks make it a decent choice for those not looking for extra frills.Are the perks worth it?
While the Bank of America® Business Advantage Travel Rewards World Mastercard® credit card doesn’t charge an annual fee, it doesn’t offer much of a reason to enthusiastically apply either. Unless you’re an existing Bank of America customer, you’ll want to carefully weigh some of the drawbacks of this credit card before deciding to apply for it.
Who this card is good for
This credit card is best for business owners who already have a strong relationship with Bank of America. The rewards rate on most purchases is equivalent to 1.5% back for travel, which is a fair rate but nothing all that exciting. But adding 25% to 75% more, depending on your Preferred Rewards tier, makes this card more of a consideration.
If you’re already a part of the Bank of America Preferred Rewards program, or are eligible to join, you should seriously consider this card. If you don’t already bank with Bank of America, this business credit card is relatively basic in its offerings.