Discover credit cards have numerous benefits for a wide variety of consumers, all with no annual fee. Take a look at our picks to see if one of these cards is right for you.
How we picked these cards
Discover aims its credit cards at a wide range of consumers, so we tried to pick categories that match the needs of as many people as possible. We hope there’s a card on this list that you’ll find useful.
After choosing our categories, we looked at what features each Discover credit card offers. Each of the credit cards we looked at has no annual fee but differs slightly, and we took these differences into consideration when choosing which is best in each category. For example, we looked at which Discover credit cards offer the best perks that could serve more students, not just the card that offers the best possible rewards.
How to make the most of Discover credit cards
Discover credit cards could be a great choice for people looking to minimize fees while still earning rewards. That’s because each of these cards comes with no annual fee, no late fees on your first late payment, no penalty APRs for late payments and no foreign transaction fees. You could also get great value from Discover’s rewards bonuses and the free FICO® score available on your monthly statements, which can help you to keep track of your credit.
But don’t forget that Discover isn’t yet widely accepted around the world. In some countries, Discover cards are rarely accepted or not accepted at all. It’s a good idea to check with Discover before you travel to see if merchants in your destination will accept the card — but you should probably still carry alternative forms of payment when traveling abroad.
So while these Discover cards might be right for those looking for a great value at home, consider opting for another card if you’re traveling overseas. Other credit card networks, such as Visa and Mastercard, are more widely accepted abroad and feature plenty of options with no foreign transaction fees.
*Approval Odds are not a guarantee of approval. Credit Karma determines Approval Odds by comparing your credit profile to other Credit Karma members who were approved for the card shown, or whether you meet certain criteria determined by the lender. Of course, there’s no such thing as a sure thing, but knowing your Approval Odds may help you narrow down your choices. For example, you may not be approved because you don’t meet the lender’s “ability to pay standard” after they verify your income and employment; or, you already have the maximum number of accounts with that specific lender.