8 Best Travel Credit Cards of 2025 |Intuit Credit Karma

Editorial Note: Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse our editorial content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.

Offers that appear on this site are from third-party advertisers from which Credit Karma typically receives compensation. Except for mortgage loan offers, this compensation is one of several factors that may impact how and where offers appear on Credit Karma (including, for example, the order in which they appear).

Other factors may include: your credit profile and what products we think you want. It is this compensation that enables Credit Karma to provide you with services like free access to your credit scores and free monitoring of your credit and financial accounts. Credit Karma strives to provide a wide array of offers for our members, but our offers do not represent all financial services, companies or products.

Whether you’re looking to save on baggage fees, access premium lounges or earn free flights, our guide to the best travel cards on the market can help you find one that matches your lifestyle and financial goals.

Best for premium rewards: Chase Sapphire Reserve®

Here’s why: The Chase Sapphire Reserve® is one of the most valuable rewards cards out there, offering extensive perks like a generous travel credit and access to airport lounges around the world.

This card’s annual travel credit of up to $300 can be used for a wide range of travel expenses, including taxi fares, campground fees and bridge tolls. The credit is automatically applied when you make eligible travel-related purchases.

The card has a $550 annual fee, so make sure you’ll get enough value from the perks and rewards before applying.

Best for luxury perks: Platinum Card® from American Express

Here’s why: The Platinum Card® from American Express offers a wealth of travel and lifestyle benefits that make it a great choice for travelers seeking extra comfort.

The $695 annual fee is hefty, but will get you access to some of the best airport lounges around the world, including The Centurion® Lounge network. You’ll also be pampered at certain hotels with room upgrades, noon check-in, late check-out, and credits for spa treatments, resort activities and dining (when available).

Best for entry-level travel: Chase Sapphire Preferred® Card

From our partner

Offer Terms
Annual Fee	Intro Purchase APR	Intro Balance Transfer APR	Regular Purchase APR	Regular Balance Transfer APR
$95	N/A	N/A	20.49% – 27.49%* Variable	20.49% – 27.49%* Variable

Offer Terms
Annual Fee
$95
Intro Purchase APR
N/A
Intro Balance Transfer APR
N/A
Regular Purchase APR
20.49% – 27.49%* Variable
Regular Balance Transfer APR
20.49% – 27.49%* Variable

Additional Rates and Fees

Cash Advance Rate	29.24%* Variable
Cash Advance Fee	5%, Min: $10
Late Fee	See Terms*
Penalty APR	Up to 29.99%
Balance Transfer Fee	5%, Min: $5
Foreign Transaction Fee	$0
Return Payment Fee	See Terms*

Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
Enjoy beneﬁts such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.
Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Travel℠. For example, 60,000 points are worth $750 toward travel.
Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2027.
Member FDIC

^*See the online provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the credit card terms and conditions on the provider's website.

See details, rates & fees

Here’s why: If you’re looking to boost your travel rewards, the Chase Sapphire Preferred® Card delivers excellent benefits for a modest annual fee of $95.

You’ll earn 60,000 bonus points after spending $4,000 on purchases during the first 3 months after you open your account. When you redeem through Chase Travel℠, that welcome bonus is worth $750.

But what really sets the Chase Sapphire Preferred® Card apart is the ability to transfer your points to a handful of Chase’s hotel and airline partners, where that bonus could be worth more.

Best for simple rewards: Capital One Venture Rewards Credit Card

From our partner

Offer Terms
Annual Fee	Intro Purchase APR	Intro Balance Transfer APR	Regular Purchase APR	Regular Balance Transfer APR
$95	N/A	N/A	19.99% – 29.24% (Variable)	19.99% – 29.24% (Variable)

Offer Terms
Annual Fee
$95
Intro Purchase APR
N/A
Intro Balance Transfer APR
N/A
Regular Purchase APR
19.99% – 29.24% (Variable)
Regular Balance Transfer APR
19.99% – 29.24% (Variable)

Additional Rates and Fees

Cash Advance Rate	29.24% (Variable)
Cash Advance Fee	5% of the amount of the cash advance, but not less than $5
Late Fee	Up to $40
Penalty APR	None
Balance Transfer Fee	$0 at the Transfer APR, 4% of the amount of each transferred balance that posts to your account at a promotional APR that Capital One may offer to you
Foreign Transaction Fee	None
Return Payment Fee	See Terms*

Enjoy $250 to use on Capital One Travel in your first cardholder year, plus earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening – that’s equal to $1,000 in travel
Earn unlimited 2X miles on every purchase, every day
Earn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel, where you’ll get Capital One’s best prices on thousands of trip options
Miles won’t expire for the life of the account and there’s no limit to how many you can earn
Receive up to a $120 credit for Global Entry or TSA PreCheck®
Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
Enjoy a $50 experience credit and other premium benefits with every hotel and vacation rental booked from the Lifestyle Collection
Transfer your miles to your choice of 15+ travel loyalty programs

See details, rates & fees

Here’s why: With its straightforward rewards program and annual fee of $95, the Capital One Venture Rewards Credit Card helps travelers get great value without a lot of extra effort.

You’ll earn two miles for every $1 you spend on purchases, plus five miles per $1 spent on hotels, vacation rentals and car rentals booked through Capital One Travel.

Best for budget travel: Bank of America® Premium Rewards® credit card

From our partner

Offer Terms
Annual Fee	Intro Purchase APR	Intro Balance Transfer APR	Regular Purchase APR	Regular Balance Transfer APR
$95	N/A	N/A	20.24% – 28.24% Variable APR on purchases	20.24% – 28.24% Variable APR on balance transfers

Offer Terms
Annual Fee
$95
Intro Purchase APR
N/A
Intro Balance Transfer APR
N/A
Regular Purchase APR
20.24% – 28.24% Variable APR on purchases
Regular Balance Transfer APR
20.24% – 28.24% Variable APR on balance transfers

Additional Rates and Fees

Cash Advance Rate	See Terms*
Cash Advance Fee	See Terms*
Late Fee	See Terms*
Penalty APR	up to 29.99% APR
Balance Transfer Fee	4% of the amount of each transaction
Foreign Transaction Fee	None
Return Payment Fee	See Terms*

Low $95 annual fee.
Receive 60,000 online bonus points – a $600 value – after you make at least $4,000 in purchases in the first 90 days of account opening.
Earn unlimited 2 points for every $1 spent on travel and dining purchases and unlimited 1.5 points for every $1 spent on all other purchases. No limit to the points you can earn and your points don’t expire as long as your account remains open.
If you’re a Bank of America Preferred Rewards® member, you can earn 25%-75% more points on every purchase. That means you could earn 2.5-3.5 points on travel and dining purchases and 1.87-2.62 points on all other purchases, for every $1 you spend.
Redeem for cash back as a statement credit, deposit into eligible Bank of America® accounts, credit to eligible Merrill® accounts, or gift cards or purchases at the Bank of America Travel Center.
Get up to $100 in Airline Incidental Statement Credits annually and TSA PreCheck®/Global Entry Statement Credits of up to $100, every four years.
Travel Insurance protections to assist with trip delays, cancellations and interruptions, baggage delays and lost luggage.
No foreign transaction fees.
This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.

See details, rates & fees

Here’s why: The Bank of America® Premium Rewards® credit card credit card is a good option for frequent travelers looking to get their money’s worth out of a travel card.

You’ll earn two points for every $1 you spend on travel and dining and 1.5 points per $1 spent on all other purchases.

If you’re on a budget, keep in mind that the card comes with a $95 annual fee — but it’s offset each year by the $100 airline incidental statement credit that you can use to pay for things like seat upgrades, lounge access, baggage fees and in-flight purchases.

Best for hotels: Hilton Honors American Express Card

Here’s why: The Hilton Honors American Express Card is a great way to earn Hilton rewards with a $0 annual fee.

The card offers a sizable welcome bonus: 70,000 Hilton Honors bonus points, plus a Free Night Reward after spending $2,000 on purchases during the first 6 months from account opening.

You’ll also earn seven points for every $1 you spend on eligible purchases at Hilton, five points for every $1 spent at U.S. restaurants, U.S. gas stations and U.S. supermarkets and three points per $1 on all other purchases.

Best for no annual fee: Bank of America® Travel Rewards credit card

From our partner

Offer Terms
Annual Fee	Intro Purchase APR	Intro Balance Transfer APR	Regular Purchase APR	Regular Balance Transfer APR
$0	0% Intro APR for 15 billing cycles for purchases	See Terms*	18.24% – 28.24% Variable APR on purchases	18.24% – 28.24% Variable APR on balance transfers

Offer Terms
Annual Fee
$0
Intro Purchase APR
0% Intro APR for 15 billing cycles for purchases
Intro Balance Transfer APR
See Terms*
Regular Purchase APR
18.24% – 28.24% Variable APR on purchases
Regular Balance Transfer APR
18.24% – 28.24% Variable APR on balance transfers

Additional Rates and Fees

Cash Advance Rate	See Terms*
Cash Advance Fee	See Terms*
Late Fee	See Terms*
Penalty APR	up to 29.99% APR
Balance Transfer Fee	3% for 60 days from account opening, then 4%
Foreign Transaction Fee	None
Return Payment Fee	See Terms*

25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening – that can be a $250 statement credit toward travel purchases.
Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don’t expire as long as your account remains open.
Earn 3 points per $1 spent on travel purchases booked through the Bank of America Travel Center.
Use your card to book your trip how and where you want – you’re not limited to specific websites with blackout dates or restrictions.
Redeem points for a statement credit to pay for travel or dining purchases, such as flights, hotel stays, car and vacation rentals, baggage fees, and also at restaurants including takeout.
0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the Intro APR offer ends, a Variable APR that’s currently 18.24% – 28.24% will apply. A 3% Intro balance transfer fee will apply for the first 60 days your account is open. After the Intro balance transfer fee offer ends, the fee for future balance transfers is 4%. Balance transfers may not be used to pay any account provided by Bank of America.
If you’re a Bank of America Preferred Rewards® member, you can earn 25%-75% more points on every purchase. That means instead of earning an unlimited 1.5 points for every $1, you could earn 1.87-2.62 points for every $1 you spend on purchases. You could earn 3.75-5.25 points for every $1 you spend on travel purchases made through the Bank of America Travel Center.
Contactless Cards – The security of a chip card, with the convenience of a tap.
This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.

See details, rates & fees

Here’s why: Few flexible travel cards offer as much value for a $0 annual fee as the Bank of America® Travel Rewards credit card.

The card offers 25,000 online bonus points (worth $250 in statement credit toward travel or dining purchases) after spending $1,000 on purchases during the first 90 days after account opening.

You’ll also earn 1.5 points for every $1 you spend on all purchases. You can redeem points for a range of travel-related purchases or for a statement credit to cover the cost of those purchases.

Best for airlines: United℠ Explorer Card

From our partner

Offer Terms
Annual Fee	Intro Purchase APR	Intro Balance Transfer APR	Regular Purchase APR	Regular Balance Transfer APR
$0 intro, then $95 after first year	N/A	N/A	20.99% – 27.99%* Variable	20.99% – 27.99%* Variable

Offer Terms
Annual Fee
$0 intro, then $95 after first year
Intro Purchase APR
N/A
Intro Balance Transfer APR
N/A
Regular Purchase APR
20.99% – 27.99%* Variable
Regular Balance Transfer APR
20.99% – 27.99%* Variable

Additional Rates and Fees

Cash Advance Rate	29.24%* Variable
Cash Advance Fee	5%, Min: $10
Late Fee	See Terms*
Penalty APR	Up to 29.99%
Balance Transfer Fee	5%, Min: $5
Foreign Transaction Fee	$0
Return Payment Fee	See Terms*

Earn 50,000 bonus miles
$0 introductory annual fee for the first year, then $95.
2x miles on United® purchases, dining, and hotel stays
Enjoy priority boarding privileges and visit the United Club℠ with 2 one-time passes each year for your anniversary
Free first checked bag – a savings of up to $160 per roundtrip. Terms Apply.
Up to $120 Global Entry, TSA PreCheck® or NEXUS fee credit
25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United-operated flights and on Club premium drinks when you pay with your Explorer Card
Member FDIC

See details, rates & fees

Here’s why: The United℠ Explorer Card offers useful perks like free checked bags, priority boarding and two United Club℠ lounge passes per year.

You can also earn two miles for every $1 spent on purchases with United Airlines and on hotels and dining as well as one mile for $1 spent on all other purchases.

The card has an annual fee of $0 intro, then $95 after first year.

About the author: Brad Hanson is a senior editor at Credit Karma. His 30 years of experience in print and digital media includes work for the Los Angeles Times-Washington Post News Service, Trucks.com and Polyvore. Most recently before… Read more.

8 best travel credit cards of 2025

Advertiser Disclosure

Best for premium rewards: Chase Sapphire Reserve®

Best for luxury perks: Platinum Card® from American Express

Best for entry-level travel: Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

Best for simple rewards: Capital One Venture Rewards Credit Card

Capital One Venture Rewards Credit Card

Capital One Venture Rewards Credit Card

Best for budget travel: Bank of America® Premium Rewards® credit card

Bank of America® Premium Rewards® credit card

Bank of America® Premium Rewards® credit card

Best for hotels: Hilton Honors American Express Card

Best for no annual fee: Bank of America® Travel Rewards credit card

Bank of America® Travel Rewards credit card

Bank of America® Travel Rewards credit card

Best for airlines: United℠ Explorer Card

United℠ Explorer Card

United℠ Explorer Card