Image: Young couple in city, standing on sidewalk and smiling
Editorial Note: Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse our editorial content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.
Advertiser Disclosure
Offers that appear on this site are from third-party advertisers from which Credit Karma typically receives compensation. Except for mortgage loan offers, this compensation is one of several factors that may impact how and where offers appear on Credit Karma (including, for example, the order in which they appear).
Other factors may include: your credit profile and what products we think you want. It is this compensation that enables Credit Karma to provide you with services like free access to your credit scores and free monitoring of your credit and financial accounts. Credit Karma strives to provide a wide array of offers for our members, but our offers do not represent all financial services, companies or products.
These days, you hear about credit cards offering new 100,000-point sign-up bonuses all the time.
Guess what? They’re
overrated.
We did the math and found 11 sign-up
bonuses and welcome offers that could each be worth $900 or more — and
it turns out these valuable promotions often come in under 100,000 points.
Making the most of a sign-up bonus or welcome offer
A six-figure sign-up bonus or welcome offer doesn’t necessarily make a card’s offer the most valuable. Our estimated point valuations can help you figure out how much your bonus could actually be worth in dollars and cents.
Ultimately, how much your points are worth depends on how
you redeem those points. For example, you theoretically could get a higher
point value if you use your hotel program points to redeem for hotel nights
than for, say, cash back. But these offers can give you an idea of how much
each bonus could be worth if you’re looking to maximize your rewards.
About the author: Tim Devaney is a personal finance writer and credit card expert at Credit Karma. He’s a longtime journalist who prides himself on being a good storyteller who can explain complex information in an easily digestible wa… Read more.
