American Express Black Card

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In a Nutshell

The Centurion Card® from American Express — also known as the Amex Black Card — is one of the most exclusive and secretive credit cards on the market. While American Express doesn’t release most details of the card to the public, its exclusive benefits and reputation as a status symbol make it a sought-after card.
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The Centurion® Card from American Express is as much a status symbol as a credit card.

The Centurion Card® from American Express — better known as the American Express “Black Card,” or simply the Amex “Black Card” — is available only to those who are invited to apply (although you can now request consideration for an invitation, too).

Invitations are typically believed to be reserved for millionaires and billionaires who already spend enough money with American Express to justify the card’s enormous fees. The card’s exclusivity and high spending thresholds have made it a common reference in pop culture — although this card is much more than just a way to get perks and rewards while you spend.

The interest in the Centurion Card® from American Express is understandable, too. If various reports are true, those invited can enjoy a bevy of world-class benefits.


About the author: Tim Devaney is a personal finance writer and credit card expert at Credit Karma. He’s a longtime journalist who prides himself on being a good storyteller who can explain complex information in an easily digestible wa… Read more.