This offer is no longer available on our site: Chase Freedom Flex℠
For the fourth quarter of 2024, the Chase Freedom® and Chase Freedom Flex℠ cards offer 5% cash back on up to $1,500 in combined purchases in the following bonus categories:
- McDonald’s
- PayPal
- Pet shops and vet services
- Select charities
After you hit the $1,500 cap, you’ll earn 1% back on purchases in these same categories.
If you’ve got a Chase Freedom® card (which is no longer available to new applicants), you’ll earn an unlimited 1% cash back on all other purchases — but if you get the new Chase Freedom Flex℠ card, there are more opportunities to boost your cash back.
Either way, you’ll need to activate these bonus categories by Dec. 14, 2024, to qualify for the 5% cash back.
- 2024 Chase Freedom cash back calendar
- 2021, 2022 and 2023 Chase Freedom® cash back calendars
- How to get the most out of your bonus categories
2024 Chase Freedom cash back calendar
| Q1: Jan.– March | Q2: April–June | Q3: July–Sept. | Q4: Oct.–Dec. | |
|---|---|---|---|---|
| 2024 | Grocery stores (excluding Walmart and Target) Self care and spa services Fitness clubs & gym memberships | Amazon.com Hotels Restaurants | Gas stations EV charging Select live entertainment Movie theaters | McDonald’s PayPal Pet shops and vet services Select charities |
2021, 2022 and 2023 Chase Freedom cash back calendars
| Q1: Jan.– March | Q2: April–June | Q3: July–Sept. | Q4: Oct.–Dec. | |
|---|---|---|---|---|
| 2023 | Grocery stores (excluding Walmart) Target Fitness clubs & gym memberships | Lowe’s Amazon.com | Gas stations & EV charging Select live entertainment | PayPal Wholesale clubs Select charities |
| 2022 | Grocery stores (excluding Target and Walmart) EBay | Amazon.com Select streaming services | Gas stations Car rental agencies Movie theaters Select live entertainment | Walmart PayPal |
| 2021 | Wholesale clubs Internet, cable and phone services Select streaming services | Gas stations Home improvement stores | Grocery stores (excluding Target and Walmart) Select streaming services | Walmart PayPal |
How to get the most out of your bonus categories
To really maximize your cash back earnings, you’ll have to keep track of the quarterly categories and prioritize your spending accordingly.
It’s also important to note that you won’t automatically earn the 5% cash back rate. You have to activate the bonus each quarter by the deadline specified on the Chase website. You can do this by email, phone, online or at a physical Chase branch. And if you’re a Chase checking customer, you can activate at an ATM as well.
The deadline to activate your 5% cash back for this quarter is Dec. 14, 2024. As long as you activate by the deadline, you’ll be eligible for 5% cash back on qualifying purchases you made dating back to the beginning of the quarter. But if you fail to activate in time, you’ll miss out.