Image: Young woman on her sofa, shopping online with her mobile phone, paying with her Credit One Bank Platinum Visa for Rebuilding Credit
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What you need to know about the Credit One Bank® Platinum Visa® for Rebuilding Credit
If you don’t have great credit, qualifying for traditional credit cards can be tricky, and you may have to start with a secured credit card — which requires a security deposit. But if you don’t want to put down a deposit, the unsecured Credit One Bank® Platinum Visa® for Rebuilding Credit may be a useful alternative.
Who this card is good for
The Credit One Bank® Platinum Visa® for Rebuilding Credit is specifically designed for people building credit. So it might be a good fit if you’re new to credit or working on rebuilding your credit — especially if you want to earn some rewards for your spending.
Since Credit One reports your activity to the major credit bureaus, you can improve your credit if you’re careful about the way you use your card. Over time, you could potentially even qualify for other forms of credit, including other cards with stronger rewards programs and credit cards with no annual fees.
But if you don’t qualify for this card, you may have to consider applying for a card that requires a security deposit or another card that doesn’t require a credit check to qualify.
About the author: Kat Tretina is a personal finance writer with a master’s degree in communication studies from West Chester University of Pennsylvania. Obsessed with her many side hustles, she focuses on helping people pay down their … Read more.
