Petal® 1 Visa® Credit Card review: Good for those new to credit

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Petal® 1 Visa® Credit Card: The gist

The Petal® 1 Visa® Credit Card offers limited rewards, but it has several helpful features to help you build credit.

Who this card is good for

The Petal® 1 Visa® Credit Card is an excellent choice for someone who’s brand new to credit and wants to establish a credit history. If you manage your money relatively well, you can connect your bank account to help get approved.

The card isn’t the only unsecured credit card for people who are new to credit. But if you like the idea of paying few to no fees and having a handy app that provides tools to help you manage your money so you can make on time payments, this card could be for you. Just be sure to pay on time and in full to avoid late fees and interest charges.

If you’ve already spent some time building your history and have fair or good credit, though, you could get better perks and features with a different card.


About the author: Ben Luthi is a personal finance freelance writer and credit cards expert. He holds a bachelor’s degree in business management and finance from Brigham Young University. In addition to Credit Karma, you can find his wo… Read more.