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What you need to know about the unconventional Upgrade Cash Rewards Elite Visa®
The Upgrade Cash Rewards Elite Visa® card isn’t a traditional credit card. Instead, it functions like a revolving line of credit. You’ll be billed in equal installments with a fixed APR. Plus, you can earn cash back every time you make a payment.
Take note: While Upgrade offers other cards on its website, you may not be to apply for this particular card outside of sites like Credit Karma.
Who this card is good for
The Upgrade Cash Rewards Elite Visa® card may be a good fit for people who want a potentially high credit line with the ability to earn a strong cash back rate and a predictable payment schedule.
But remember that this is not a traditional credit card. So if you’re looking to earn on purchases, not payments, or you want to earn other rewards like points and miles, you may want to consider a more traditional credit card.
About the author: Lance Cothern is a freelance writer specializing in personal finance. His work has appeared on Business Insider, USA Today.com and his website, MoneyManifesto.com. Lance holds a Bachelor of Business Administration in … Read more.
