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Who this card is good for
The Upgrade Cash Rewards Visa® card could be a good option for someone who wants a little more flexibility with their everyday spending card. While you can use the card as you would a traditional credit card for in-store and online purchases, you can also withdraw funds from your line of credit directly to your bank account without additional fees.
That said, because you’re paying off purchases over a fixed amount of time, your monthly payments may end up being higher than a standard credit card minimum payment.