Image: A couple reclines on the sofa while shopping online using their Upgrade Triple Cash Rewards Visa.
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What you need to know about the Upgrade Triple Cash Rewards Visa® card
The Upgrade Triple Cash Rewards Visa® isn’t a typical cash back card. Instead, card users will get a revolving credit line that works more like a personal loan. Once approved, you can use your line of credit to pay for purchases or have cash deposited into your bank account — and you’ll make predictable, set payments each month on your balance.
Who this card is good for
The Upgrade Triple Cash Rewards Visa® has a decent unlimited cash back rate. If you’re looking to make a big purchase in one of the cash back categories, you could get some cash back to offset some of your cost. But remember, you can’t get the benefit until you pay off your purchase.
If you don’t regularly spend in these categories or want a more standard cash back card, it might be better to look elsewhere or even consider a personal loan to cover a large purchase.
About the author: Sean McQuay is a long-time personal finance nerd. He’s passionate about budgets, credit cards, and earning useful rewards with minimal effort. He lives in the San Francisco Bay Area and is a father to three rambunctious kids. Read more.
