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Although the U.S. Bank Altitude® Reserve Visa Infinite® Card offers plenty of benefits and perks, they’re not available to just anyone. In fact, you have to be an existing U.S. Bank customer with an eligible account to apply.
U.S. Bank defines existing customers as anyone who has had an account or financial product for at least five business days prior to application. That list of eligible accounts includes many options — including a checking or savings account, mortgage or credit card — but it needs to be there for your application to be approved.
Who this card is good for
The U.S. Bank Altitude® Reserve Visa Infinite® Card is good for frequent travelers who prefer to book their trips directly with airlines, hotels and other providers.
But if you want the flexibility to transfer your points to a hotel or airline rewards program, the U.S. Bank Altitude® Reserve Visa Infinite® Card might not be the best option. U.S. Bank doesn’t list any transfer partners for your points, and the minimums for hotel and car rental redemptions could limit your ability to redeem for some forms of travel.
Plus, remember that you need to be an eligible existing U.S. Bank customer to apply for the card. If you’re not interested in any other U.S. Bank products, it might not be worth considering this card at all.
About the author: Tim Devaney is a personal finance writer and credit card expert at Credit Karma. He’s a longtime journalist who prides himself on being a good storyteller who can explain complex information in an easily digestible wa… Read more.
