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Ally Platinum Mastercard®

Updated:

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496 reviews from Intuit Credit Karma members

4.6

Rating: 4.6 out of 5.

Great for no annual fee

Annual Fee: $0

This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.

Here’s the average credit limit of members who matched their Ally Platinum Mastercard® or similar cards.

% of members by credit limit range

$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 81% 9% 7% 2% 1%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 81% 9% 7% 2% 1%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 81% 9% 7% 2% 1%

The average credit limit for members who have matched with this card or similar cards is $2,260, with $300 being the most common.

Here’s the average credit score of members who matched their Ally Platinum Mastercard® or similar cards.

% of members by credit score range

Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 2% 47% 25% 24% 2%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 2% 47% 25% 24% 2%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 2% 47% 25% 24% 2%

The average credit score for members who have matched with this card or similar cards is 609, with 570 being the most common. Note this is just one of the deciding factors when it comes to getting approved.


Member stats

Updated daily

55.2%

Average credit utilization (or what percent of the card’s credit limit is being used) of members who matched with this card or similar cards.

43 years

Average age of members who matched this card or similar cards.

$73,845

Average annual income of members who matched this card or similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes.



Member reviews

Overall rating:

4.6

Rating: 4.6 out of 5.

496 reviews from Intuit Credit Karma members

Most helpful positive review

March 8, 2023

5

Rating: 5 out of 5.

Over draft because of monthly service charge.

Credit Karma Member

I call today because I received a text that I'm over my limit, I asked the lady if she could help me with that I told her I'm never late always early in fact never missed a payment, well she said I'm not going to fix it for you well by that comment I was pretty ticked off so I hung up. I decided I wasn't happy with her response and called back the 2nd time spoke to a wonderful woman who not only listend to me but helped me, moving forward I'm going to pay special attention that my billing for service charge is the end of the first week of the month. Cudos to the woman that helped me.. really wish I new both of there names so that the 2nd woman get the recognition she deserves.

Most helpful negative review

April 3, 2023

1

Rating: 1 out of 5.

Very rude customer service!

Credit Karma Member

Very disappointed with customer service. I deposit money on my account on March 29 and money on my account would be available on April 5.

All member reviews