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Ally Unlimited Cash Back

Updated:

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29 reviews from Intuit Credit Karma members

4.5

Rating: 4.5 out of 5.

Great for high flat-rate cash back

Annual Fee: $0

This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.

Here’s the average credit limit of members who matched their Ally Unlimited Cash Back or similar cards.

% of members by credit limit range

$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 50% 60% 53% 31% 15% 0% 0%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 50% 60% 53% 31% 15% 0% 0%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 50% 60% 53% 31% 15% 0% 0%

The average credit limit for members who have matched with this card or similar cards is $3,372, with $2,000 being the most common.

Here’s the average credit score of members who matched their Ally Unlimited Cash Back or similar cards.

% of members by credit score range

Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 3% 44% 26% 26% 1%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 3% 44% 26% 26% 1%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 3% 44% 26% 26% 1%

The average credit score for members who have matched with this card or similar cards is 611, with 576 being the most common. Note this is just one of the deciding factors when it comes to getting approved.

Member stats

Updated daily

53.7%

Average credit utilization (or what percent of the card’s credit limit is being used) of members who matched with this card or similar cards.

51 years

Average age of members who matched this card or similar cards.

$80,519

Average annual income of members who matched this card or similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes.

Member reviews

Overall rating:

4.5

Rating: 4.5 out of 5.

29 reviews from Intuit Credit Karma members

Most helpful positive review

January 24, 2024

5

Rating: 5 out of 5.

Very easy to read my statement and comforting to h

— Credit Karma Member

Very easy to read my statement and comforting to have this card

Most helpful negative review

January 24, 2024

2

Rating: 2 out of 5.

Good card terrible customer service

— Credit Karma Member

Double charged my bank but they have to wait ten days to SNAIL MAIL my refund check...so much for modern and online

All member reviews