Aspire® Cash Back Rewards Card
Annual Fee: $85-$125 for first year, $124 thereafter
This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.
Here’s the average credit limit of members who matched their Aspire® Cash Back Rewards Card or similar cards.
% of members by credit limit range
The average credit limit for members who have matched with this card or similar cards is $719, with $300 being the most common.
Here’s the average credit score of members who matched their Aspire® Cash Back Rewards Card or similar cards.
% of members by credit score range
The average credit score for members who have matched with this card or similar cards is 566, with 557 being the most common. Note this is just one of the deciding factors when it comes to getting approved.
Member stats
Updated daily
63.7%
Average credit utilization (or what percent of the card’s credit limit is being used) of members who matched with this card or similar cards.
41 years
Average age of members who matched this card or similar cards.
$68,367
Average annual income of members who matched this card or similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes.
Member reviews
Most helpful positive review
June 19, 2024
APPROVED FOR 700
— Credit Karma Member
SAID I HAD POOR CHANCE OF APPROVAL. ONLY WAS A SOFT PULL TO EQUIFAX AND FOR WAS NO HARD PULL UPON APPROVAL.
Most helpful negative review
June 19, 2024
BEWARE!!!
— Credit Karma Member
BEWARE!!! Aspire Credit Card basically SCAMMED me. They canceled my card after I'd accumulated a few hundred in cash back rewards, which they only pay out annually. You are not able to cash the rewards in as you go. I paid my card off in full every month, and on time. My account was always in good standing. They just flat out canceled me and told me that my cash back rewards were FORFEITED. I won't be seeing my promised cash back rewards. The promised rewards were the only reason I was using this card. I was SCAMMED into using this card frequently because I was expecting cash back rewards from it. Instead, they took them away through no fault of my own. Had I known that they could SCAM me and cancel my card for no good reason, thus forfeiting all my accumulated rewards like that, I'd have used one of my other cash back rewards credit cards instead. I was basically BAITED into using it because of the promised rewards. I did everything right, never paid late, and always paid in full, yet they canceled me. If they'll do it to a good paying customer with an account that's always been in good standing, they'll do it to anyone. I have good credit and am in good standing with my other credit card accounts as well. Don't believe Aspire for any promised cash back rewards. They will ultimately CON you out of them. Also, after a while they all the sudden started charging a $5 monthly "account maintenance fee" when this card was originally advertised to me as a no annual fee card. This is a terrible company. There are alot of better credit cards out there than these can artists.