1. Credit Cards
  2. Insights
  3. Bank of America® Customized Cash Rewards credit card

Bank of America® Customized Cash Rewards credit card

Updated:

image_51f15cImage: image_51f15c

686 reviews from Intuit Credit Karma members

3

Rating: 3 out of 5.

Great for choosing your top category

Annual Fee: $0

This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.

Here’s the average credit limit of members who matched their Bank of America® Customized Cash Rewards credit card or similar cards.

% of members by credit limit range

$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 32% 13% 25% 21% 8%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 32% 13% 25% 21% 8%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 32% 13% 25% 21% 8%

The average credit limit for members who have matched with this card or similar cards is $8,720, with $1,000 being the most common.

Here’s the average credit score of members who matched their Bank of America® Customized Cash Rewards credit card or similar cards.

% of members by credit score range

Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 2% 17% 17% 46% 18%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 2% 17% 17% 46% 18%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 2% 17% 17% 46% 18%

The average credit score for members who have matched with this card or similar cards is 696, with 763 being the most common. Note this is just one of the deciding factors when it comes to getting approved.


Member stats

Updated daily

31.2%

Average credit utilization (or what percent of the card’s credit limit is being used) of members who matched with this card or similar cards.

42 years

Average age of members who matched this card or similar cards.

$90,492

Average annual income of members who matched this card or similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes.



Member reviews

Overall rating:

3

Rating: 3 out of 5.

686 reviews from Intuit Credit Karma members

Most helpful positive review

August 29, 2023

5

Rating: 5 out of 5.

Best Card!

Credit Karma Member

Extra bonus once you have $100,000 in combined assets with BOA. That's 3% turns into 3.75% but hltjere are different levels to achieve before you reach that 3.75% I use this card for everything and earn about $1500 / to $2000 cash back per year. With an 848 credit score I qualify for AMEX platinum but this card just pays better.

Most helpful negative review

September 22, 2023

1

Rating: 1 out of 5.

This is a JOKE - stay away if you value your score

Credit Karma Member

I first applied and it errored out. Applied again and got all info correct with no credit issues, 820 credit score, 1% card utilization and am a preferred rewards member with over 500k in BoA assets and making 150k+ a year and was still denied. Such a joke doesn’t even cover it. Don’t bother. Ready to remove all funds for this insult and now injury to my credit score. Thanks for nothing BoA.

All member reviews