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Bank of America® Customized Cash Rewards credit card for Students

Updated:

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8 reviews from Intuit Credit Karma members

3.5

Rating: 3.5 out of 5.

Great for choosing your top category

Annual Fee: $0

This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.

Here’s the average credit limit of members who matched their Bank of America® Customized Cash Rewards credit card for Students or similar cards.

% of members by credit limit range

$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 50% 60% 58% 16% 16% 9% 1%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 50% 60% 58% 16% 16% 9% 1%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 50% 60% 58% 16% 16% 9% 1%

The average credit limit for members who have matched with this card or similar cards is $4,167, with $500 being the most common.

Here’s the average credit score of members who matched their Bank of America® Customized Cash Rewards credit card for Students or similar cards.

% of members by credit score range

Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 60% 2% 20% 19% 55% 4%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 60% 2% 20% 19% 55% 4%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 60% 2% 20% 19% 55% 4%

The average credit score for members who have matched with this card or similar cards is 671, with 748 being the most common. Note this is just one of the deciding factors when it comes to getting approved.

Member stats

Updated daily

41.9%

Average credit utilization (or what percent of the card’s credit limit is being used) of members who matched with this card or similar cards.

27 years

Average age of members who matched this card or similar cards.

$64,986

Average annual income of members who matched this card or similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes.

Member reviews

Overall rating:

3.5

Rating: 3.5 out of 5.

8 reviews from Intuit Credit Karma members

Most helpful positive review

January 20, 2024

5

Rating: 5 out of 5.

Cash back on everything!

— Credit Karma Member

I use this card for everything, bills,gas,groceries everything . Each month the cash rewards roll in as well as great offers.

Most helpful negative review

March 9, 2024

1

Rating: 1 out of 5.

Don't Waste Your Time

— Credit Karma Member

No matter your odds of getting approved if you don't have a relationship / account with Bank of America they will decline you and ding your report for 2 years with a hard inquiry. Even the Bank of America pre-approval page said I pre-qualify and it still declined with a high 700s credit score... applier beware.

All member reviews