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Bank of America® Premium Rewards® credit card

Updated:

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11 reviews from Intuit Credit Karma members

3.5

Rating: 3.5 out of 5.

Great for flexible travel

Annual Fee: $95

This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.

Here’s the average credit limit of members who matched their Bank of America® Premium Rewards® credit card or similar cards.

% of members by credit limit range

$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 14% 12% 22% 30% 23%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 14% 12% 22% 30% 23%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 14% 12% 22% 30% 23%

The average credit limit for members who have matched with this card or similar cards is $14,167, with $5,000 being the most common.

Here’s the average credit score of members who matched their Bank of America® Premium Rewards® credit card or similar cards.

% of members by credit score range

Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 2% 15% 15% 45% 23%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 2% 15% 15% 45% 23%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 2% 15% 15% 45% 23%

The average credit score for members who have matched with this card or similar cards is 707, with 763 being the most common. Note this is just one of the deciding factors when it comes to getting approved.


Member stats

Updated daily

27.3%

Average credit utilization (or what percent of the card’s credit limit is being used) of members who matched with this card or similar cards.

40 years

Average age of members who matched this card or similar cards.

$101,130

Average annual income of members who matched this card or similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes.



Member reviews

Overall rating:

3.5

Rating: 3.5 out of 5.

11 reviews from Intuit Credit Karma members

Most helpful positive review

August 15, 2024

4

Rating: 4 out of 5.

Super

Credit Karma Member

This is for the people who get denied have used this company for 25 years. Great customer service awesome credit limit credit score is in the mid 800 very proud of it never ever missed a payment and my credit limit is over 30 K. So when you people say you get denied, there’s more to the story than you are telling

Most helpful negative review

December 4, 2018

1

Rating: 1 out of 5.

Customer BEWARE!!!!

Credit Karma Member

If you would like a horrible credit card with even worse customer service then this card is for you. This company has the worst customer service that I've ever dealt with and I was a card holder for over 16 years. I paid my card off and they indicated they didn't have my social security number after a 16 year card holding time frame. I filled out their form as requested and returned it in their envelope.. They cancelled my card as they said I did not return the form but get this, they did NOT send a letter to inform me that my card was cancelled..After three calls I finally got a lady who said they left me a voicemail to inform me they cancelled my card after 16 years. No voicemail...What a pathetic joke of a company. If you are unfortunate enough to select this card may God have mercy on your soul.

All member reviews