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Belk Rewards+ credit card

Updated:

32 reviews from Intuit Credit Karma members

3.2

Rating: 3.2 out of 5.

Annual Fee: N/A

This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.

Here’s the average credit limit of members who matched their Belk Rewards+ credit card or similar cards.

% of members by credit limit range

$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 83% 9% 7% 0% 0%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 83% 9% 7% 0% 0%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 83% 9% 7% 0% 0%

The average credit limit for members who have matched with this card or similar cards is $1,844, with $1,024 being the most common.

Here’s the average credit score of members who matched their Belk Rewards+ credit card or similar cards.

% of members by credit score range

Thin file Poor Fair Good Excellent 0% 10% 20% 30% 17% 16% 15% 30% 21%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 17% 16% 15% 30% 21%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 17% 16% 15% 30% 21%

The average credit score for members who have matched with this card or similar cards is 697, with 822 being the most common. Note this is just one of the deciding factors when it comes to getting approved.


Member stats

Updated daily

32%

Average credit utilization (or what percent of the card’s credit limit is being used) of members who matched with this card or similar cards.

57 years

Average age of members who matched this card or similar cards.

$81,226

Average annual income of members who matched this card or similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes.



Member reviews

Overall rating:

3.2

Rating: 3.2 out of 5.

32 reviews from Intuit Credit Karma members

Most helpful positive review

March 15, 2013

5

Rating: 5 out of 5.

Applied in store

Credit Karma Member

Applied in store with mid 600's ck score,,,instant approval for 300.00 charged 80.00 initially, paid off at first bill... 2nd month got and cl increase to 850.00 that's been about 6mths ago, since then nothing and owe nothing... So far so good,no problem with payment posting decent website... Good Luck

Most helpful negative review

May 4, 2023

1

Rating: 1 out of 5.

Good At First, Now Not So Much

Credit Karma Member

They decided to cut my credit limit in half. I've never made a late payment. I always pay more than the minimum payment. I've never charged more than 40% and alternate between carrying a balance over or paying off the balance in full. They sent me an email today to log in, and ta-da! I find a letter telling me they're cutting my balance after "reviewing my credit report". Nothing has changed on my report other than my score going up a point. Most of my Visa/Mastercard accounts have RAISED my credit limit in the past 3 months. But Belk wants to cut it? Guess what card I'm closing next?

All member reviews