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Blue Cash Everyday® Card from American Express

Updated:

image_7a84b6Image: image_7a84b6

2318 reviews from Intuit Credit Karma members

3.6

Rating: 3.6 out of 5.

Great for cash back for families

Annual Fee: $0

This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.

Here’s the average credit limit of members who matched their Blue Cash Everyday® Card from American Express or similar cards.

% of members by credit limit range

$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 50% 42% 15% 22% 15% 7%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 50% 42% 15% 22% 15% 7%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 50% 42% 15% 22% 15% 7%

The average credit limit for members who have matched with this card or similar cards is $7,371, with $1,000 being the most common.

Here’s the average credit score of members who matched their Blue Cash Everyday® Card from American Express or similar cards.

% of members by credit score range

Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 2% 17% 17% 45% 19%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 2% 17% 17% 45% 19%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 2% 17% 17% 45% 19%

The average credit score for members who have matched with this card or similar cards is 695, with 760 being the most common. Note this is just one of the deciding factors when it comes to getting approved.


Member stats

Updated daily

31.8%

Average credit utilization (or what percent of the card’s credit limit is being used) of members who matched with this card or similar cards.

44 years

Average age of members who matched this card or similar cards.

$91,614

Average annual income of members who matched this card or similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes.



Member reviews

Overall rating:

3.6

Rating: 3.6 out of 5.

2318 reviews from Intuit Credit Karma members

Most helpful positive review

January 5, 2023

5

Rating: 5 out of 5.

Don’t take credit karmas odds too seriously

Credit Karma Member

I have wanted this card for about 6 years. Applied once about 5 years ago and was denied. Recently American Express add the ability to see if you’ll be approved with no impact to your score. Credit karma said my approval odds were “poor” I decided why not? And gave it a shot on their website. Within minutes I was approved and able to accept the card (they don’t preform a hard inquiry UNTIL you accept the card) I was approved at a $2000 dollar limit with just a 687 score. So if you want this card don’t listen to credit karma, head to their website and give it a shot!

Most helpful negative review

February 8, 2023

3

Rating: 3 out of 5.

AMEX Blue Cash Everyday

Credit Karma Member

Fairly easy to apply. Some have said you will know your credit limit before you accept, this is not the case. You can find out once you accept their card. Once everything goes through, you will get an email asking you to log in and register your account. I tried for 2 days before I called and found out you have to wait for your card to arrive. The email does not say this, but don't waste your time. Once I got the card and registered, I attempted to do a balance transfer, which is why I applied in the first place. You can't do this online so I called. I had a decent credit limit, but they will only allow a small amount for balance transfers, about a 1/4 of my credit limit. It doesn't make any sense. Hindsight, I would not have applied if I had known that. Just be aware.

All member reviews