Capital One QuicksilverOne Cash Rewards Credit Card
![](https://creditkarma-cms.imgix.net/wp-content/uploads/2023/06/hands-thumbs-up.jpg?fm=webp)
Great for cash back and average credit
![](https://creditkarma-cms.imgix.net/wp-content/uploads/2023/06/cash.jpg?fm=webp)
Annual Fee: $39
This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.
Here’s the average credit limit of members who matched their Capital One QuicksilverOne Cash Rewards Credit Card or similar cards.
% of members by credit limit range
The average credit limit for members who have matched with this card or similar cards is $1,705, with $300 being the most common.
![](https://creditkarma-cms.imgix.net/wp-content/uploads/2023/09/IC-Logo_Karma-Green_RGB.png)
Here’s the average credit score of members who matched their Capital One QuicksilverOne Cash Rewards Credit Card or similar cards.
% of members by credit score range
The average credit score for members who have matched with this card or similar cards is 606, with 576 being the most common. Note this is just one of the deciding factors when it comes to getting approved.
![](https://creditkarma-cms.imgix.net/wp-content/uploads/2023/09/IC-Logo_Karma-Green_RGB.png)
Member stats
Updated daily
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56.5%
Average credit utilization (or what percent of the card’s credit limit is being used) of members who matched with this card or similar cards.
![](https://creditkarma-cms.imgix.net/wp-content/uploads/2023/06/meetup.jpg?fm=webp)
44 years
Average age of members who matched this card or similar cards.
![](https://creditkarma-cms.imgix.net/wp-content/uploads/2023/06/cash-give-1.jpg?fm=webp)
$77,503
Average annual income of members who matched this card or similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes.
Member reviews
Most helpful positive review
September 26, 2023
Great beginners credit card!
— Credit Karma Member
I originally applied for this credit card (QuicksilverOne - not the "for good credit" one) back in September of 2019. I believe my score was around a 600. I was approved for a credit limit of $350. At the time, like most before my credit was all kinds of messed up so of course I liked that I was approved. I got the card in the mail within a week. Over time, I haven't been the best at paying it all the way off. So, my credit increases every 6 months haven't happened. I'd say over the past 2 years I've been financially stable FINALLY. Lol So, I made all my payments on time and paid it off before the due date. In fact, I would make double payments. This was great because they've increased my credit limit every 6 months! I haven't had to request any limits thus far. Currently my credit limit is $2,750 and that was given to me about 4 months ago. The limit prior to that was $1,250 I believe. My current credit scores are now 699 and 704! I've never had my scores go above a 680 so I'm definitely happy. I believe every bit of that was due to my double payments to this card. I don't have any personal loans and I'm always on time with my car payments yet that's only increased my credit score a couple of points every couple of weeks. I sure hope the next increase is massive because I now use the card religiously and pay it off within two weeks. At one point I had to contact customer service because someone fraudulently used my card so I reported it. They didn't ask too many questions and helped me out. They were professional and courteous. I highly recommend the card!
Most helpful negative review
June 20, 2023
No automatic credit increase regardless credit
— Credit Karma Member
Be careful with the Capital One Quicksilver One card. I opened this account in October 2022 with a given credit line of 300. With a low credit line I can hold a zero balance every month. I applied for a credit increase on the seventh month thinking it was safe because I pay the balance off every month… nope, denied! Capital One sent me a letter stating my credit was to new with this card, but when applying they stat you are automatically considered for a higher credit line within six months. So I’m confused. On my other credit cards they are twice or three times as much and I’ve already received several increases within a year because I keep the balance very low or paid off. With an annual payment of $39 I’m so tempted to cancel this card. Not complaining, just confused!