This offer is no longer available on our site: Capital One Spark Classic for Business
Capital One Spark 1% Classic
![](https://creditkarma-cms.imgix.net/wp-content/uploads/2023/06/hands-thumbs-up.jpg?fm=webp)
Great for building business credit
![](https://creditkarma-cms.imgix.net/wp-content/uploads/2023/06/cash.jpg?fm=webp)
Annual Fee: $0
This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.
Here’s the average credit limit of members who matched their Capital One Spark 1% Classic or similar cards.
% of members by credit limit range
The average credit limit for members who have matched with this card or similar cards is $3,511, with $2,000 being the most common.
![](https://creditkarma-cms.imgix.net/wp-content/uploads/2023/09/IC-Logo_Karma-Green_RGB.png)
Here’s the average credit score of members who matched their Capital One Spark 1% Classic or similar cards.
% of members by credit score range
The average credit score for members who have matched with this card or similar cards is 613, with 572 being the most common. Note this is just one of the deciding factors when it comes to getting approved.
![](https://creditkarma-cms.imgix.net/wp-content/uploads/2023/09/IC-Logo_Karma-Green_RGB.png)
Member stats
Updated daily
![](https://creditkarma-cms.imgix.net/wp-content/uploads/2023/06/low-utilization.jpg?fm=webp)
50.5%
Average credit utilization (or what percent of the card’s credit limit is being used) of members who matched with this card or similar cards.
![](https://creditkarma-cms.imgix.net/wp-content/uploads/2023/06/meetup.jpg?fm=webp)
45 years
Average age of members who matched this card or similar cards.
![](https://creditkarma-cms.imgix.net/wp-content/uploads/2023/06/cash-give-1.jpg?fm=webp)
$95,050
Average annual income of members who matched this card or similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes.
Member reviews
Most helpful positive review
September 23, 2023
Spark business
— Credit Karma Member
This is a great card to start up your credit for your business I applied got a 4k limit off back liking it so far
Most helpful negative review
September 7, 2018
Hard inquiry on your personal credit!
— Credit Karma Member
Applied and Approved. But during the aplication process they needed my companies EIN not a problem since its a business card but they also needed my SS on the application it said "Federal law requires us to obtain, verify, and record information that identifies each person who opens an account. As a result, your Social Security Number is required and used for identification purposes." No where did it say that my social would be used for a credit check or hard inquiry, thanks for dropping my score by 21 points for a $500 limit card.