This offer is no longer available on our site: Capital One® Spark® Miles for Business
Capital One Spark 2X Miles
![](https://creditkarma-cms.imgix.net/wp-content/uploads/2023/06/cash.jpg?fm=webp)
Annual Fee: $0 intro, $95 after first year
This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.
Here’s the average credit limit of members who matched their Capital One Spark 2X Miles or similar cards.
% of members by credit limit range
The average credit limit for members who have matched with this card or similar cards is $11,442, with $5,000 being the most common.
![](https://creditkarma-cms.imgix.net/wp-content/uploads/2023/09/IC-Logo_Karma-Green_RGB.png)
Here’s the average credit score of members who matched their Capital One Spark 2X Miles or similar cards.
% of members by credit score range
The average credit score for members who have matched with this card or similar cards is 700, with 816 being the most common. Note this is just one of the deciding factors when it comes to getting approved.
![](https://creditkarma-cms.imgix.net/wp-content/uploads/2023/09/IC-Logo_Karma-Green_RGB.png)
Member stats
Updated daily
![](https://creditkarma-cms.imgix.net/wp-content/uploads/2023/06/low-utilization.jpg?fm=webp)
30.2%
Average credit utilization (or what percent of the card’s credit limit is being used) of members who matched with this card or similar cards.
![](https://creditkarma-cms.imgix.net/wp-content/uploads/2023/06/meetup.jpg?fm=webp)
50 years
Average age of members who matched this card or similar cards.
![](https://creditkarma-cms.imgix.net/wp-content/uploads/2023/06/cash-give-1.jpg?fm=webp)
$110,862
Average annual income of members who matched this card or similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes.
Member reviews
Most helpful positive review
May 21, 2012
— Credit Karma Member
I love this card/account. They have never raised my 6.9% interest rate and I have terrible credit. Capital One is one of the only companies who give second chances and treats their customers (in good standing) very well. Perhaps it's just a fluke and they forgot to raise my interest when everyone else got raised.
Most helpful negative review
September 27, 2019
Do not do business with CapitalOne.
— Credit Karma Member
Capital One has the worst customer service of all credit cards. Do not get this card. It had been a huge headache.