1. Credit Cards
  2. Insights
  3. Capital One Venture Rewards Credit Card

Capital One Venture Rewards Credit Card

Updated:

image_bc2b13Image: image_bc2b13

70 reviews from Intuit Credit Karma members

4.3

Rating: 4.3 out of 5.

Great for high flat-rate travel rewards

Annual Fee: $95

This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.

Here’s the average credit limit of members who matched their Capital One Venture Rewards Credit Card or similar cards.

% of members by credit limit range

$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 13% 10% 20% 29% 28%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 13% 10% 20% 29% 28%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 13% 10% 20% 29% 28%

The average credit limit for members who have matched with this card or similar cards is $15,326, with $5,000 being the most common.

Here’s the average credit score of members who matched their Capital One Venture Rewards Credit Card or similar cards.

% of members by credit score range

Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 2% 13% 14% 44% 27%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 2% 13% 14% 44% 27%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 2% 13% 14% 44% 27%

The average credit score for members who have matched with this card or similar cards is 712, with 810 being the most common. Note this is just one of the deciding factors when it comes to getting approved.


Member stats

Updated daily

26.2%

Average credit utilization (or what percent of the card’s credit limit is being used) of members who matched with this card or similar cards.

41 years

Average age of members who matched this card or similar cards.

$104,423

Average annual income of members who matched this card or similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes.



Member reviews

Overall rating:

4.3

Rating: 4.3 out of 5.

70 reviews from Intuit Credit Karma members

Most helpful positive review

February 26, 2023

5

Rating: 5 out of 5.

Very happy with Capital One

Credit Karma Member

I applied for this card and got approved for a $7500 limit. I have three other Capital One account and have never had any issues. The 75,000 bonus points was especially nice. I would recommend Capital One to anyone.

Most helpful negative review

October 31, 2023

1

Rating: 1 out of 5.

Customer be warned

Credit Karma Member

For all the perks and benefits this card claims to offer they more than make up for it in hidden fees, interest on interest charges and further interest charges on exaggerated expenses. That is to say, they don't charge interest on 'due amounts,' they will sum all of your highest expenses into what they call an 'average daily spending' and then charge monthly interest even if you pay your amount in full every month. For example, if you only owe $300 because you pay off your credit card bills regularly, they will still charge fees and expenses on all of your $1k+ expenses that have passed through their system. Buyer be warned.

All member reviews