Chase Freedom Unlimited®
Image: 2e79fd74b058ab48ade3-13550_10036399__1_
Great for maximizing cash back
Annual Fee: $0
This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.
Here’s the average credit limit of members who matched their Chase Freedom Unlimited® or similar cards.
% of members by credit limit range
The average credit limit for members who have matched with this card or similar cards is $6,807, with $1,000 being the most common.
Here’s the average credit score of members who matched their Chase Freedom Unlimited® or similar cards.
% of members by credit score range
The average credit score for members who have matched with this card or similar cards is 691, with 760 being the most common. Note this is just one of the deciding factors when it comes to getting approved.
Member stats
Updated daily
33.1%
Average credit utilization (or what percent of the card’s credit limit is being used) of members who matched with this card or similar cards.
43 years
Average age of members who matched this card or similar cards.
$90,803
Average annual income of members who matched this card or similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes.
Member reviews
Most helpful positive review
November 12, 2023
I love this card!
— Credit Karma Member
If you use your card how I do, this is a great card. I use it for my monthly expenses and pay the balance in full at the end of every month. I pay no interest and get free cash back from stuff I'd buy anyways. They also offer changing deals where you can earn 5-20% cash back at your favorites stores from Macy's to Aldi, to McDonald's. I've been on a rebuilding credit journey for the last 3 years and they're the first one to issue me a cash back, no annual fee card since I've been rebuilding so there's sentimental value too. They probably hate me because I pay zero interest and get cash back, but I love them.
Most helpful negative review
March 14, 2024
Chase is the only bank that's done this to me
— Credit Karma Member
Starting with this, my credit is PERFECT. Not a single negative mark. No late payments. Very high borrowing power. And a high credit score. When I applied for this card they uprooved me for 500 dollars. I was upset by this because every card I have is well over 5k, including another chase card. 500 is useless because u can't even use it without having a high utilization on it because it's so low. So now I've have a pull done and new account and it can't even improve my overall available credit noticeably. So I called, they checked me out and made it 5k dollars. I was happy. Fast forward a year or so, still perfect credit and all, they've dropped me back to 500 dollars. No reason. No help on phone. And now I've got all those negatives I already mentioned again. Credit took a hit for no reason. And I cannot cancel the account or I'll take another hit. They're the only bank that's done this to me, and they've done it on multiple cards making them useless and me a mad customer.