Chase Sapphire Reserve®
Great for maximizing flexible travel
Annual Fee: $550
This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.
Here’s the average credit limit of members who matched their Chase Sapphire Reserve® or similar cards.
% of members by credit limit range
The average credit limit for members who have matched with this card or similar cards is $15,269, with $5,000 being the most common.
Here’s the average credit score of members who matched their Chase Sapphire Reserve® or similar cards.
% of members by credit score range
The average credit score for members who have matched with this card or similar cards is 711, with 810 being the most common. Note this is just one of the deciding factors when it comes to getting approved.
Member stats
Updated daily
26.3%
Average credit utilization (or what percent of the card’s credit limit is being used) of members who matched with this card or similar cards.
41 years
Average age of members who matched this card or similar cards.
$104,319
Average annual income of members who matched this card or similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes.
Member reviews
Most helpful positive review
February 13, 2024
Instant approval with good CK odds
— Credit Karma Member
CK 755 range Fico 722 instantly approved for 20k. Looking forward to the perks.
Most helpful negative review
November 18, 2023
Terrible customer service for a huge annual fee.
— Credit Karma Member
Chase Sapphire Reserve: The worst customer service imaginable for a $550 annual fee. I’ve used the Chase travel app twice now for travel and both times it was a nightmare. 1. Their customer service line for travel assistance didn’t have an international calling option and 2. Due to some glitch, I wasn’t able to select options on the menu. 3. Despise being our travel booking agent, they offered no options and no possible solutions to help us rebook our cancelled flights. 4. They said they would not honor the trip insurance or any refund of out of pocket expenses because the flight was cancelled due to staffing shortages (currently the most common reason for cancellations). For one of the most expensive travel cards on the market, I expected a lot more. But at minimum, I expected them to at least honor the tickets we paid for. Truly shameful.