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Citi Strata Premier℠ Card

Updated:

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23 reviews from Intuit Credit Karma members

2.2

Rating: 2.2 out of 5.

Great for longer hotel stays

Annual Fee: $95

This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.

Here’s the average credit limit of members who matched their Citi Strata Premier℠ Card or similar cards.

% of members by credit limit range

$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 14% 11% 22% 30% 23%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 14% 11% 22% 30% 23%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 14% 11% 22% 30% 23%

The average credit limit for members who have matched with this card or similar cards is $14,150, with $5,000 being the most common.

Here’s the average credit score of members who matched their Citi Strata Premier℠ Card or similar cards.

% of members by credit score range

Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 2% 15% 15% 45% 23%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 2% 15% 15% 45% 23%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 2% 15% 15% 45% 23%

The average credit score for members who have matched with this card or similar cards is 707, with 760 being the most common. Note this is just one of the deciding factors when it comes to getting approved.


Member stats

Updated daily

27.3%

Average credit utilization (or what percent of the card’s credit limit is being used) of members who matched with this card or similar cards.

41 years

Average age of members who matched this card or similar cards.

$100,982

Average annual income of members who matched this card or similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes.



Member reviews

Overall rating:

2.2

Rating: 2.2 out of 5.

23 reviews from Intuit Credit Karma members

Most helpful positive review

July 23, 2024

5

Rating: 5 out of 5.

Hoping this turns into a S-tier card

Credit Karma Member

I didn’t get the 80 but I’ll settle for the 75k bonus. Application was super quick just like my other Citi products. Excited to use it as a Travel/Rewards card. So far great experience and zero complaints. Advise to applicants. Citi is super picky and even those with 750+ I hear get denied. I prob won’t apply if you’re not in the mid+ to S-tier player in the CC game.

Most helpful negative review

October 6, 2023

1

Rating: 1 out of 5.

Very upset!!!!

Credit Karma Member

Credit Karma suggested that I had good approval odds to receive this card and when I applied, I was denied. I’ve been approved for better credit cards than this one and now I have a hard inquiry on my credit report!!!

All member reviews