1. Credit Cards
  2. Insights
  3. Citi Rewards+® Card

Citi Rewards+® Card

Updated:

image_8158a8Image: image_8158a8

126 reviews from Intuit Credit Karma members

2.2

Rating: 2.2 out of 5.

Great for smaller purchases

Annual Fee: $0

This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.

Here’s the average credit limit of members who matched their Citi Rewards+® Card or similar cards.

% of members by credit limit range

$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 26% 15% 26% 24% 9%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 26% 15% 26% 24% 9%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 26% 15% 26% 24% 9%

The average credit limit for members who have matched with this card or similar cards is $9,589, with $10,000 being the most common.

Here’s the average credit score of members who matched their Citi Rewards+® Card or similar cards.

% of members by credit score range

Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 2% 15% 17% 46% 21%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 2% 15% 17% 46% 21%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 2% 15% 17% 46% 21%

The average credit score for members who have matched with this card or similar cards is 701, with 810 being the most common. Note this is just one of the deciding factors when it comes to getting approved.


Member stats

Updated daily

30.4%

Average credit utilization (or what percent of the card’s credit limit is being used) of members who matched with this card or similar cards.

44 years

Average age of members who matched this card or similar cards.

$95,439

Average annual income of members who matched this card or similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes.



Member reviews

Overall rating:

2.2

Rating: 2.2 out of 5.

126 reviews from Intuit Credit Karma members

Most helpful positive review

April 12, 2024

5

Rating: 5 out of 5.

Excellent interest free intro

Credit Karma Member

18 months no interest , smaller limit compared to many of my other cards, however, Citibank offers are great so I am hopeful that over time it will increase as I rarely use it given the 1000 limit. Kind of a shame since it has 0 interest I would transfer a balance and make it my main card if it gave me the 5500 limit I have with my main reward card I use. That way my utilization remains lower even if I have to carry over a month . App is fantastic, they offer a 5% savings account as well wchich is good yeild. They are no good for checking though, they make it so that big things bounce and clear a bunch of little stuff instead of making sure the rent clears and then decline your candy bar at the convenience store. That is whaky and customer service is like everywhere else, language barrier, sweet people that barely understand you and then are not empowered to resolve things due to policy. I hate when American companies are supporting offshore companies that are often enslaved children working by force at call centers but it is the norm nowadays unfortunately.

Most helpful negative review

April 23, 2024

1

Rating: 1 out of 5.

Great until you pay the card off

Credit Karma Member

So I had a high balance for long time. Saved up enough to pay off a $6800 card balance. I paid it off 100% and they smacked me down to $500 limit and called me a risk. No one can explain this at citi customer service. I feel like I was punished for paying it off. No good deed goes unpunished nowadays in this economy.

All member reviews