Citi Simplicity® Card
Great for a long balance transfer offer
Annual Fee: $0
This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.
Here’s the average credit limit of members who matched their Citi Simplicity® Card or similar cards.
% of members by credit limit range
The average credit limit for members who have matched with this card or similar cards is $8,191, with $3,000 being the most common.
Here’s the average credit score of members who matched their Citi Simplicity® Card or similar cards.
% of members by credit score range
The average credit score for members who have matched with this card or similar cards is 695, with 744 being the most common. Note this is just one of the deciding factors when it comes to getting approved.
Member stats
Updated daily
32%
Average credit utilization (or what percent of the card’s credit limit is being used) of members who matched with this card or similar cards.
47 years
Average age of members who matched this card or similar cards.
$98,199
Average annual income of members who matched this card or similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes.
Member reviews
Most helpful positive review
January 7, 2023
Great for balance transfers
— Credit Karma Member
Everyone: you're supposed to use this type of credit card to get balance transfers at ZERO PERCENT interest for x months. THEN, you pay that transferred balance over the course of said x months. Don't be stupid and irresponsible and end up not being able to pay off your debts. So stupid to complain about your interest rate! Don't be a victim!
Most helpful negative review
January 25, 2023
Absolute waste of time and credit hit
— Credit Karma Member
I have a 779 credit score with 8% usage and they gave me a $500 credit limit. I have 4 or 5 cards with 10k limits. I was just going to do a balance transfer short term but this is a joke. Credit Karma should be ashamed for using this company.