Credit One Bank American Express® Card
Great for straightforward rewards
Annual Fee: $39
This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.
Here’s the average credit limit of members who matched their Credit One Bank American Express® Card or similar cards.
% of members by credit limit range
The average credit limit for members who have matched with this card or similar cards is $1,716, with $300 being the most common.
Here’s the average credit score of members who matched their Credit One Bank American Express® Card or similar cards.
% of members by credit score range
The average credit score for members who have matched with this card or similar cards is 606, with 576 being the most common. Note this is just one of the deciding factors when it comes to getting approved.
Member stats
Updated daily
56.5%
Average credit utilization (or what percent of the card’s credit limit is being used) of members who matched with this card or similar cards.
45 years
Average age of members who matched this card or similar cards.
$77,681
Average annual income of members who matched this card or similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes.
Member reviews
Most helpful positive review
January 29, 2023
Got my American express
— Credit Karma Member
Yes I got my AE! I see that there are some people who complain about the $38.00 initial payment either before or after getting their cards without using them. We'll these complaints are a result of not reading and or nor comprehending what they've read and agreed to. Either way you'll HAVE to pay the fee so griping about it isn't going to change their policies and it's not gonna change the mailing system either. You have it and was approved and that's great! Accept the responsibilities of your new card and it's fee thar come with! Oh I'm not an employee or a robot! Lol
Most helpful negative review
December 19, 2022
Shady company - beware
— Credit Karma Member
Was initially approved for $700 limit. After long wait, got email saying card shipped, after longer wait got nothing. Called company and they claim limit is really $600 and the shipping email was automated, there are delays in shipping card due to "supply chain issues". This is ridiculous and unheard of, and it didn't feel right. Don't need this $600 credit line with annual fees bad enough to deal with shady company. No thank you.