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Credit One Bank® Platinum Visa® for Rebuilding Credit

Updated:

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1261 reviews from Intuit Credit Karma members

3.7

Rating: 3.7 out of 5.

Great for automatic credit limit increases

Annual Fee: $75 for the first year, $99 thereafter (you might see different terms on Credit Karma)

This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.

Here’s the average credit limit of members who matched their Credit One Bank® Platinum Visa® for Rebuilding Credit or similar cards.

% of members by credit limit range

$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% 100% 0% 0% 0% 0%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% 100% 0% 0% 0% 0%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% 100% 0% 0% 0% 0%

The average credit limit for members who have matched with this card or similar cards is $555, with $300 being the most common.

Here’s the average credit score of members who matched their Credit One Bank® Platinum Visa® for Rebuilding Credit or similar cards.

% of members by credit score range

Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 60% 70% 80% 3% 72% 18% 7% 0%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 60% 70% 80% 3% 72% 18% 7% 0%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 60% 70% 80% 3% 72% 18% 7% 0%

The average credit score for members who have matched with this card or similar cards is 561, with 557 being the most common. Note this is just one of the deciding factors when it comes to getting approved.


Member stats

Updated daily

65.4%

Average credit utilization (or what percent of the card’s credit limit is being used) of members who matched with this card or similar cards.

44 years

Average age of members who matched this card or similar cards.

$71,861

Average annual income of members who matched this card or similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes.



Member reviews

Overall rating:

3.7

Rating: 3.7 out of 5.

1261 reviews from Intuit Credit Karma members

Most helpful positive review

January 4, 2023

5

Rating: 5 out of 5.

Worth the wait

Credit Karma Member

Haven’t been able to be approved for a card in years, got approved with a lower limit which helped get me through the holiday, stay on time payments and card seems to be working out for me. Delivery was a little long but worth it; needed it and useful.

Most helpful negative review

December 27, 2022

1

Rating: 1 out of 5.

DO NOT APPLY!!!!

Credit Karma Member

I applied for my card on December 7th at the recommendation of Credit Karma. It is now December 28th and I still do NOT have my card in the mail. They sent me an email saying "Due to supply chain issues, we're having difficulty getting your card shipped out to you". WHAT?!? What supply chain issues? I still don't think it's been mailed out and probably won't receive it until after the 1st of the year! Save yourself time and headache and do a hard pass on this card.

All member reviews