Credit One Bank® Platinum X5 Visa®
Great for bonus cash back with some limits
Annual Fee: $95 (you may see different offers on Credit Karma)
This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.
Here’s the average credit limit of members who matched their Credit One Bank® Platinum X5 Visa® or similar cards.
% of members by credit limit range
The average credit limit for members who have matched with this card or similar cards is $765, with $300 being the most common.
Here’s the average credit score of members who matched their Credit One Bank® Platinum X5 Visa® or similar cards.
% of members by credit score range
The average credit score for members who have matched with this card or similar cards is 566, with 557 being the most common. Note this is just one of the deciding factors when it comes to getting approved.
Member stats
Updated daily
63.6%
Average credit utilization (or what percent of the card’s credit limit is being used) of members who matched with this card or similar cards.
42 years
Average age of members who matched this card or similar cards.
$70,853
Average annual income of members who matched this card or similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes.
Member reviews
Most helpful positive review
December 14, 2022
American express credit one
— Credit Karma Member
Best card I have! They are very helpful and started me out with a 1000 dollar limit. After that they pre qualified me for a 2000 dollar visa. Thanks Credit one you rock!!!
Most helpful negative review
December 27, 2023
Horrible decision
— Credit Karma Member
This is not my only credit card, and I only use them to raise my credit. I have tried to call and talk to someone four times to pay my credit card. I’ve never been late on any of them. All four times that I’ve talked to someone, as soon as they ask me my information for my payment, the phone hangs up. I’m sorry but after four times I have to believe that this is not an accident. Feels scammy to me for sure. I’ve downloaded the app as well and It will not let me add my bank card to pay them. All these weeks I’ve been trying to call and get a hold of someone but they wait until Christmas Eve to keep calling and hounding me about it. I asked her if the calls were recorded and she said yes. I ask her if they take Notes every time someone calls and she said yes. I told her to review those and she would see that I had been trying to pay it before it was even due, but was unsuccessful. She then hung up on me and I got a notification about my credit card account possibly being closed out due to nonpayment. I would’ve never got this because I was trying to raise my credit now they are going to lower it. I do have someone looking into this as they keep adding fees as the days go by and I will not just lay down and be quiet about this. RUN DO NOT GET THIS CREDIT CARD.