Delta SkyMiles® Gold American Express Card
Great for Delta loyalists
Annual Fee: $0 introductory annual fee for the first year, then $150.
This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.
Here’s the average credit limit of members who matched their Delta SkyMiles® Gold American Express Card or similar cards.
% of members by credit limit range
The average credit limit for members who have matched with this card or similar cards is $13,144, with $1,000 being the most common.
Here’s the average credit score of members who matched their Delta SkyMiles® Gold American Express Card or similar cards.
% of members by credit score range
The average credit score for members who have matched with this card or similar cards is 702, with 815 being the most common. Note this is just one of the deciding factors when it comes to getting approved.
Member stats
Updated daily
30.4%
Average credit utilization (or what percent of the card’s credit limit is being used) of members who matched with this card or similar cards.
43 years
Average age of members who matched this card or similar cards.
$106,192
Average annual income of members who matched this card or similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes.
Member reviews
Most helpful positive review
January 18, 2023
Good way to rack up some SkyMiles!
— Credit Karma Member
Got this card very recently, approved for 7.5k CL with a 694 credit score. I applied on delta when booking a trip so that offer was a $300 Statement credit and 30k bonus miles after hitting minimum spend, not a bad bonus. I easily hit the spending limit after booking the rental car and hotel stay as well as universal Orlando tickets with the card. Definitely get it if you fly delta even sometimes, and the free checked bag is for up to 9 people including yourself on the reservation. This card has Secondary CDW for rental cars, but you can pay an extra $25 for $100k in primary CDW with Amex premium rental protection, and that’s $25 flat for up to 42 days, not $25 per day. Easy bargain.
Most helpful negative review
January 19, 2024
They'll take your benefits and still charge you
— Credit Karma Member
I've had Delta Amex cards for years as I've always flown Delta. A few years ago I upgraded to the Platinum Sky Miles card in order to be able to access the sky lounge. This was absolutely the only reason I upgraded as I often have long layovers on work and personal travel. This year they removed this perk and when I attempted to use the Sky Club, as I had just 2 weeks earlier during travel, they turned me away and made me feel like an inferior citizen. When I got on the line with Amex I was told that I could upgrade to their next level, but this would cost me an additional 550 a year on each card. They already charged my 250 a year and 50 per visit to their Sky Club and now they want to not only act uppity like I don't deserve their Sky Club, but demand I pay more for it, both yearly and at the door? I will be reconsidering all future travel and credit purchases. I have downgraded my card to Gold because their is absolutely no use to having platinum. I will also be advocating all my family and friends to switch both airlines and credit cards as the companies obviously don't care about anything but profits.